What Mississippi Residents Need to Know About Obama Care (the Affordable Care Act or ACA)

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What Mississippi Residents Need to Know About Obamacare

Welcome to the fastest way to find out about Obamacare in Mississippi.

Here, you'll find clear and accurate information about Obamacare, including:

  • whether or not you must get health insurance
  • what the available plans cover
  • how much coverage will cost, and
  • how to sign up for a plan.

To begin, keep in mind these three key points about Obamacare in Mississippi:

1. You must have health insurance, unless you qualify for an exemption.

Beginning March 31, 2014, to avoid paying a tax penalty, you must be enrolled in a health insurance plan or qualify for an exemption from the law. (The March 31 deadline has been extended for some people who have made a good faith effort to sign up by that date. For more information, see our Obamacare Blog.) You will report whether you have coverage -- or whether you are exempt -- when you file your taxes in 2015.

To learn whether your current health plan satisfies the requirements of Obamacare or to find out whether you qualify for an exemption, see Do I Need to Get Obamacare in Mississippi?

2. You can shop for affordable health care plans at HealthCare.gov.

Residents of Mississippi will use the website HealthCare.gov to choose their Obamacare plan, apply for cost-saving subsidies, and get other help they need.

If you are currently uninsured, you can use the state marketplace to compare plans and enroll in a plan that meets your needs.

If you already have health insurance, either as an individual or through your job, you may be able to keep your current plan -- or you can use HealthCare.gov to shop for a new one.

If your existing insurance plan was canceled, see What to Do If Your Existing Plan Is Canceled Under Obamacare.

If you want to switch from an existing plan to a marketplace plan, see "What if I already have health insurance?"

To learn more about enrollment, see How Do I Sign Up for Obamacare in Mississippi?

3. You may qualify for subsidies that will save you money.

Many people who sign up for insurance at the Mississippi exchange will be eligible for cost savings. Savings are available in the form of new tax credits to help you lower your premiums or reduce your out-of-pocket costs for care.

If your income is very low, you may qualify for free or low-cost coverage through Medicaid in Mississippi.

For more information, see Ways to Save Money on Obamacare in Mississippi.

For an overview of how much health care plans cost under Obamacare, see How Much Does Obamacare Cost in Mississippi?

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