94110 California Free Bankruptcy Forms for San Francisco, CA 94110 - California Northern District Bankruptcy Court


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CA Bankruptcy InformationBankruptcy Forms for the
California Northern District Bankruptcy Court

This page begins with a discussion of forms required, generally, for any bankruptcy.
For forms specific to the the California Northern District Bankruptcy Court, click here.

 

Required forms & fees

Each court has its own local rules, but the basic bankruptcy consists of the forms you see listed in the table below, plus any additional forms your local court may require.


Timeliness note: Always check that the date on the form you're using is the date of the form your court currently requires -- or will require in the future, on the date you're planning to file. Each form has a a month and year in the upper right corner.

Sometimes forms are updated and change several times during a year, and other times there may be no changes for a year or more. We make every effort to keep the links on this page up to date, but it's essential that you confirm with your local court that you are using what they consider to be the current version of all forms.


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Basic Forms You Will Need in Any Court

The California Northern District Bankruptcy Court has additional local forms and requirements, too. See below.

The information below is based on an uncommonly clear and helpful chart from the Federal Bankruptcy Court of the Western District of Wisconsin. These are the basic requirements for any Chapter 7 bankruptcy.

In both chapter 7 and chapter 13, the following are required to start the bankruptcy (minimum filing requirements):
  1. Voluntary petition (revised 4/10) Must be signed by the debtor(s). Pro se debtors must include a day time phone number with area code.
    Form B1 - Exhibit D to Voluntary Petition - Individual Debtor's Statement of Compliance with Credit Counseling Requirement (new 10/06)

  2. Filing fee, or an application to pay filing fees in installments, or a fee waiver (in forma pauperis). Make all fees payable to: U.S. Bankruptcy Court. Chapter 13's must be paid in full or through the Plan.
    A fee waiver may ONLY be used for a chapter 7 filing. Qualifiying for a fee waiver. Poverty Guidelines.

  3. Creditor Matrix A diskette or CD containing the names and addresses of all creditors is preferred, however, you may submit it in paper form.

  4. Statement of Social Security Number(s) signed by debtor(s). Non-debtor spouse information must be added to this document. Policy on Privacy

  5. Certificate of credit counseling and debt repayment plan if any. Visit the U.S. Trustee's site to find information on credit counseling and debtor education.

  6. Form 19 - Declaration & Signature of Non-Attorney Bankruptcy Petition Preparer (if applicable)

  7. Form B280 - Statement disclosing compensation paid or to be paid to a bankruptcy petition preparer (if applicable)

Where do I file my case?

Privacy Warning

The following schedules and statements must be filed with the voluntary petition, or no later than 14 calendar days after filing the voluntary petition:

More information on the requirements of the Office of the U.S. Trustee

341 notice and deadlines - Notice of bankruptcy case filing, meeting of creditors, & deadlines will be sent to the debtor and all creditors listed on the matrix within 7 to 10 business days. The debtor (both spouses in a joint case) must be present at the meeting to be questioned under oath by the trustee and by the creditors. Pro se debtors should also be familiar with Bankruptcy Code � 521, Rule 4002 of the Federal Rules of Bankruptcy Procedure.

  • Due 7 days before the date set for the Section 341 meeting of creditors: Provide the trustee with a copy of the Federal income tax return (or transcript of return) for the most recent tax year ending before filing. Tax return privacy information
The following statement must be filed with the voluntary petition, or no later than 30 calendar days after filing the voluntary petition:
Due before the discharge is granted:
Other Forms:
Miscellaneous:

Chapter 13 filings require slightly different forms.

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st Local Forms Required by the California Northern District Bankruptcy Court

Every local bankruptcy court has one or more additional special forms that you must file when you file the standard set of bankruptcy forms. All courts have special local requirements for the "mailing matrix" of the names and addresses of your creditors. Every court publishes very specific rules about how this list must be formatted so that the court can scan it into its computer system. Check your court's website (California Northern District Bankruptcy Court) to find out its mailing matrix requirements, as well as other required forms. Such requirements are typically found in a list of local rules.

If you're lucky, your court may publish a special procedural guide specifically for debtors who are filing without a lawyer. Until recently, most courts, however, did not offer this kind of information on their web sites. That has changed a lot in the past few years and several courts offer very good information.

Local forms for the California Northern District Bankruptcy Court and local rules can be obtained by clicking here

Local forms you're likely to need

Each district court has its own preferred format for the mailing matrix -- a list of of creditors that you must supply when you file, formatted in a certain way so that the court can scan it.

Matrix requirements can be found in the local rules or sometimes a separate instruction sheet available on the website.

Your court may also have a local requirements regarding any reaffirmation agreement you make with a creditor. Courts review such agreements closely to make sure the creditor is not ripping you off and that one creditor is not benefiting at the expense of others.

Other Useful Forms

Request for Transcript of Tax Return (IRS 4506-T)

Glossary of Bankruptcy Terminology

The U.S. Federal Bankruptcy Courts website offers a fairly decent, plain-English glossary of bankruptcy terminology, which can be helpful when reading local rules and forms.

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Getting help with forms and filing

Instructions are harder to come by than they used to be. The official U.S. Court website offers no instructions with these forms, other except a link to the congressional committee reports that were written at the time the forms were created. These are not step-by-step instructions, but rather a broad description of the purpose of each form.

Books that provide instructions for filling in official forms

The legal publisher Nolo publishes a comprehensive bankruptcy form instruction book (which I co-author). This book takes you through each form, line by line, explains what the terminology means, and provides examples. It also alerts you to situations that may require more help.

Bankruptcy Software

There are several software products designed for lawyers that will prepare full sets of bankruptcy forms, but these programs assume you already know bankruptcy law and are designed for filing multiple bankruptcies. In short, they're not appropriate for first-time bankruptcy filers.

There are also a few packages purportedly offered for consumers. Proceed with caution. Some of these packages are little more than PDF versions of the forms, which are are available free from the courts themselves.

If you are not a lawyer, the only value of these products would depend on the quality of the instructions they provide. You'll need instructions on how to complete each form, as well as a good understanding of how each form fits into the larger process of filing for bankruptcy.

Bankruptcy Lawyers

See Bankruptcy Lawyers

Bankruptcy Petition Preparers (BPP)

Bankruptcy Petition Preparers (BPPs) are nonlawyers who offer help in filling in the forms. The latest revision of the bankruptcy laws formally recognized these services as legitimate, but also imposed severe restrictions on what they can charge and scope of the services they can perform.

What BPPs Can't Do

Lawyers have jealously guarded their turf when it comes to bankruptcy. Lawyers already lost this battle in the area of tax preparation. Today, non-lawyer tax preparers openly advertise the good advice they can give you in addition to completing your forms. BPPs can do no such thing when it comes to bankruptcy forms.

Under the new bankruptcy law, BPPs must give debtors a form that lists all the things BPPs can't do (form 19B), and all the topics they can't discuss -- basically anything that might be characterized as legal advice. Thus, the sort of tips that tax preparers commonly give to people when preparing their taxes, BPPs can't give when bankruptcy forms. (Some believe this raises profound First Amendment and restraint of trade issues.)

How to File For Chapter 7 Bankruptcy (HFB book) will not give you specific advice, either, but it does discuss important facts to consider in making the kinds of decisions listed the following table:

What BPPs can't do (language of Form B 19) Plain English Where topic is covered in HFB Book.
I am forbidden
to offer you
any legal advice, including advice about any of the following:
   
• whether to file a petition under the Bankruptcy Code (11 U.S.C. § 101 et seq.); Whether you should file for bankruptcy Ch. 1 (free sample chapter)
• whether commencing a case under chapter 7, 11, 12, or 13 is appropriate; What kind of bankruptcy you should file for Ch. 1 (free sample chapter)
• whether your debts will be eliminated or discharged in a case under the Bankruptcy Code; Which debts are non-dischargeable, secured, etc. Ch's. 9, 5
• whether you will be able to retain your home, car, or other property after commencing a case
under the Bankruptcy Code;
Whether you'll lose your house, car, or other property Chs. 3, 4, 5
• concerning the tax consequences of a case brought under the Bankruptcy Code; Tax consequences Not covered
• concerning the dischargeability of tax claims; Whether or not your tax debts will be wiped out Ch. 9
• whether you may or should promise to repay debts to a creditor or enter into a reaffirmation
agreement with a creditor to reaffirm a debt;
Which secured loans are worth hanging onto, versus other options (e.g. surrendering property) Ch. 5
• concerning how to characterize the nature of your interests in property or your debts; or Whether property is exempt
or
into which exemption category a particular item fits
Ch. 3, 4
• concerning bankruptcy procedures and rights.
What happens in bankruptcy; what are your rights Whole book

Free PDF Downloadable Bankruptcy Forms

Official PDF Downloads

The links below connect you to forms provided by the US Court system. All bankruptcy forms available for free as Adobe Acrobat (PDF) forms.

Finding Instructions for the Forms

Official instructions for most of the revised Official Bankruptcy Forms are not available because they are "under revision." It has been many months since these new forms were first published and there's no word on when the instructions will be available. Links to the revised instructions will be posted here as they are available. The only instructional text posted are the committee notes from the congressional committees that wrote the law creating these forms.
 

The basic forms that get things underway.

B 1

Voluntary Petition (04/13)
Exhibit "A" (9/97) | Exhibit "C" (9/01) | Exhibit "D" (12/09) | Instructions | Committee Notes
B 2

Declaration under Penalty of Perjury on Behalf of a Corporation or Partnership
Instructions | Committee Notes

B 3A

Application for Individuals to Pay the Filing Fee in Installments (12/13)
Instructions | Committee Notes

B 3B

Application to Have the Chapter 7 Filing Fee Waived (12/13)
Instructions | Committee Notes

B 4

List of Creditors Holding 20 Largest Unsecured Claims (12/07)
Instructions | Committee Notes

B 5

Involuntary Petition (12/07)
Instructions | Committee Notes

The Schedules:

Where you list
- all your stuff,
- all you owe, and
- whom you owe it to
- how you'd like to handle your secured debts (auto, home, etc.)

B6

Cover Sheet for Schedules (12/07)

B6

Summary (Summary of Schedules) (12/13)

B 6A

Schedule A - Real Property (12/07)
Instructions | Committee Notes (6A-J)

B 6B

Schedule B - Personal Property (12/07)
Instructions

Exemptions

B 6C

Schedule C - Property Claimed as Exempt (4/13)
Instructions

Secured Debts

B 6D

Schedule D - Creditors Holding Secured Claims (12/07)
Instructions

Unsecured Debts

B 6E

Schedule E - Creditors Holding Unsecured Priority Claims (4/13)
Instructions

B 6F

Schedule F - Creditors Holding Unsecured Nonpriority Claims (12/07)
Instructions

Contracts & Leases

B 6G

Schedule G - Executory Contracts and Unexpired Leases (12/07)
Instructions

Codebtors

B 6H

Schedule H - Codebtors (12/07)
Instructions

Your Income & Expenses

B 6I

Schedule I: Your Income (12/13)
Instructions

B 6J

Schedule J: Your Expenses (12/13)
Instructions

B 6

Declaration Concerning Debtor's Schedules (12/07)
Instructions

Your Debts

B 7

Statement of Financial Affairs (04/13)
Instructions
| Committee Notes

How to handle your secured debts

B 8

Chapter 7 Individual Debtor's Statement of Intention (12/08)
Instructions | Committee Notes

B 9A Chapter 7 Individual or Joint Debtor No Asset Case (12/12)
Form | Committee Notes (B9A -- 9I)
B 9B Chapter 7 Corporation/Partnership No Asset Case (12/12)  
Form
B 9C Chapter 7 Individual or Joint Debtor Asset Case (12/12)
Form
B 9D Chapter 7 Corporation/Partnership Asset Case (12/12)  
Form
B 9E Chapter 11 Individual or Joint Debtor Case (12/12)  
Form
B 9E(Alt.) Chapter 11 Individual or Joint Debtor Case (12/12)
Form
B 9F Chapter 11 Corporation/Partnership Case (12/12)
Form
B 9F(Alt.) Chapter 11 Corporation/Partnership Case (12/12)
Form
B 9G Chapter 12 Individual or Joint Debtor Family Farmer (12/12)
Form
B 9H Chapter 12 Corporation/Partnership Family Farmer (12/12)
Form
B 9I Chapter 13 Case (12/12)
Form

Proof of Claim

B 10 Proof Of Claim (04/13)
Instructions | Committee Notes
B 10 A Attachment A (12/11)
Form | Committee Note
B 10 Supp 1 Supplement 1 (12/11)
Form | Committee Note
B 10 Supp 2 Supplement 2 (12/11)
Form | Committee Note
B 11A

General Power of Attorney (06/90)
Instructions
| Committee Notes

B 11B

Special Power of Attorney (06/90)
Instructions | Committee Notes

B 12

Order and Notice for Hearing on Disclosure Statement (12/03)
Instructions | Committee Notes

B 13

Order Approving Disclosure Statement and Fixing Time for Filing Acceptances or Rejections of Plan, Combined with Notice Thereof (12/03)
Instructions
| Committee Notes

B 14

Ballot for Accepting or Rejecting Plan (12/03)
Instructions | Committee Notes

B 15

Order Confirming Plan (12/01)
Instructions | Committee Notes

B 16A

Caption (12/07)
Instructions | Committee Notes

B 16B

Caption (Short Title) (12/94)
Instructions
| Committee Notes

B 16C

[Abrogated] (12/03)
Committee Notes

B 16D

Caption for Use in Adversary Proceeding other than for a Complaint Filed by a Debtor (12/04)
Instructions | Committee Notes

B 17

Notice of Appeal under 28 U.S.C. §158(a) or (b) from a Judgment, Order or Decree of a Bankruptcy Court (12/04)
Instructions | Committee Notes

B 18

Discharge of Debtor (12/07)
Instructions | Committee Notes

B 19

Declaration and Signature of Non-Attorney Bankruptcy Petition Preparer (12/07)
Instructions | Committee Notes

B 20A

Notice of Motion or Objection (12/10)
Instructions | Committee Notes (20A-B)

B 20B

Notice of Objection to Claim (12/03)
Instructions

B 21

Statement of Social Security Number (12/12)
Instructions | Committee Notes

Means Test Forms

Chapter 7 Means Test

B 22A

Statement of Current Monthly Income and Means Test Calculation (Chapter 7)(4/13)
Instructions | Committee Notes (22A-C)

B 22B

Statement of Current Monthly Income (Chapter 11) (12/10)
Instructions

Chapter 13 Means Test

B 22C

Statement of Current Monthly Income and Calculation of Commitment Period and Disposable Income (Chapter 13) (04/13)
Instructions

Debtor Education Completion Form

B 23

Debtor's Certification of Completion of Instructional Course Concerning Financial Management (12/10)
Instructions | Committee Notes

B 24 Certification to Court of Appeals (12/07)
Instructions | Committee Notes

Reaffirmation Agreement & Cover sheet

B 27 Reaffirmation Agreement Cover Sheet (12/13)
Instructions | Committee Note
B 240A/B ALT Reaffirmation Agreement (12/11)
Form
 
B 132 Application for Search of Bankruptcy Records (11/11)
Form

List of Required Forms, etc.

B 200 Required Lists, Statements, Schedules, and Fees (12/13)
Instructions
B 201A Notice to Individual Consumer Debtor (11/12)
Form

Can't find what you're looking for? Additional forms can be found at the official forms page forms provided by the US Court system. All bankruptcy forms available for free as Adobe Acrobat (PDF) forms.

 

Source: USCourts.gov

Help Topics



CloseDoes the court supply instructions with the bankruptcy forms?

Generally, no. Most forms do not come with instructions, and that's a shame. Much of the lingo used on these forms is difficult for non-lawyers to decipher.

Before the enactment of the new law, instructions were provided with most forms. Since the new law was passed, court websites have removed the instructions they used to provide, saying they are "under revision". This is unfortunate as most of the forms have not changed significantly, and the old instructions re more helpful than no instructions at all.

For up to date instructions, you can buy Nolo's book, How to File for Chapter 7 Bankruptcy. You'll not only get instructions for all forms, but also step by step guidance throughout the entire bankruptcy process.

Close

CloseWhat is PDF?

PDF stands for "Portable Document Format" which is a format created by the Adobe company and supported by their free Acrobat Reader. (Other companies also produce software that can create and read PDF files.)

PDF is also the format that lawyers use electronic filing.

See also, Where can I download Acrobat Reader?

Close

CloseWhat are "fillable" PDF forms?

The standard forms provided by most US Bankruptcy Courts are not "fillable" PDFs forms. All you can do is print the blank forms and fill them in by hand with a pen or typewriter. (A what?).

However, in a less obvious place, the US Trustee's Office also publishes fillable PDF versions of the Bankruptcy Forms. These fillable forms allow you to type your answers into the forms. Unfortunately, if you are using the free Acrobat Reader, you cannot save the information you have typed into these fillable forms. (If you own the full version of Adobe Acrobat -- which costs several hundred dollars -- you can save the info you have typed, and return to the form later.)

Fortunately, there are several, free or low-cost software tools for saving fillable PDFs. Some of these low cost products are rather bare-bones, when it comes to interface, but they work. That is, they do provide the option of saving the information you have typed.

Close

CloseWhere can I find fillable bankruptcy PDF forms for free?

Fillable PDF forms allow you to type your answers into the forms.

The standard forms your court links to are not of the fillable variety. However , in a less obvious place, the US Trustee's Office also publishes fillable PDF versions of the Bankruptcy Forms. Unfortunately, if you are using the free Acrobat Reader, you cannot save the information you have typed into these fillable forms. (If you own the full version of Adobe Acrobat -- which costs several hundred dollars -- you can save the info you have typed, and return to the form later.)

However, in a less obvious place, the US Trustee's Office also publishes fillable PDF versions of the Bankruptcy Forms. These fillable forms allow you to type your answers into the forms.

Close

CloseWhere can I download Acrobat Reader?

Most courts inlcude a link for downloading the free Adobe Acrobat reader. You can download it here. (http://www.adobe.com/products/acrobat/readstep2.html)

If you are using fillable PDF forms, you may also want to get a free or low-cost tool for saving what you have typed into your form.

See, Free or low-cost tools for saving fillable PDFs.

Close

CloseWhere can I find free or low-cost tools for saving what I type in fillable PDFs?

All official bankruptcy forms are available PDF forms, and fillable versions of the forms are available.

Unfortunately, the free Adobe Reader does not allow you to save the information you type in to fillable PDF forms. The full commercial version of Adobe Acrobat allows its users to save a PDF and the form field answers will remain entered within the form's fields. Users of the full version of Acrobat can save a form and its answers, close the form, and then return later to complete unanswered or incorrectly answered fields.

Adobe Acrobat ($299) (full program) which can be found at: www.adobe.com/acrofamily/main.htm

The following products let you actually save the data in your PDF file as fields.

PDFill, ($19.95) which can be found at: http://PDFill.com

CutePDF Filler, ($29.95) which can be found at: http://www.acrosoftware.com/Products/CutePDF/Filler.asp

FyTek PDF File Save, (free, recommended) which can be found at: http://www.fytek.com/products.php?pg=pdffilesave
This product allows Acrobat Reader users to save the content of completed forms using a work-around. Read the documentation that comes with this product to learn how to use it.

Other, products let you "print" to a PDF file but do not act as form-fillers:

pdfFactory, ($49.95) which can be found at: http://www.fineprint.com/products/pdffactory/index.html

pdf995, ($19.95) which can be found at: http://www.pdf995.com/

For Mac Users

A helpful LegalConsumer user sent along the following message about form-handling tools available for Mac users. We have not tested all of these options, but have no reason to assume they are inaccurate. As always, feel free email if you spot something that is incorrect.

---------------------------

I couldn't help but notice that the tools listed don't include any options for those of us who are using Macs instead of PC's. Since I recently had to find out this information for myself, I wanted to send a summary in the hopes that you will find it useful and can add this information to your website.

Adobe's products are available for OS X as well as Windows. I believe that the prices are probably similar -- this is the one option I didn't really look into.

Apple's OS X has some good built-in functionality for dealing with pdf files, including the ability to save any printable output to a file in pdf format using an option available from a button on the lower left of the print dialog box. The print dialog box is used whenever the print command is used, from any application on the system, so a filled-in form can be intercepted via the print dialog box and saved to a pdf format file, instead.

There is also software for viewing pdf files, called "Preview". It will allow you to view files, fill in forms if they are set up as fillable versions, but sometimes there are incompatibilities -- for example, some of the currently available fill-in forms have 3 buttons at the bottom for "print" "save" and "clear", which appear to be able to be activated when clicked on, but they don't actually do what the label indicates they are going to do. I assume that when used on a PC, they work, but it could be that these are still works in progress. Preview will allow you to annotate a non-fillable pdf form with text that is overlaid, but it is not particularly easy to use this feature, and there are some good shareware programs available that make this process a whole lot easier to do.

Here is a list of the shareware applications that I looked at and my impressions of them:

PDF Pen and PDF Pen Pro by Smile On My Mac

www.smileonmymac.com

PDF Pen is $49.95 and can be used to fill in pdf forms, save them, print them etc.

PDF Pen Pro is $94.95, and can be used for all the above, plus you can create pdf files, including fill-in forms, that can be used on any platform.

The Pro version probably is unnecessary for most of your readers but it does contain some nice features and it is less costly than Acrobat. Both of these products appear to be very polished, professional and full featured applications. The main reason I personally chose a different product in the end was because I did not feel I could afford even as little as $30 extra for software, even though it was clear that I was going to have to find something to make the process of dealing with the forms a little easier, especially since, when I first started looking into this, the fill-in forms had not yet been made available.

FormMate by White Wolf Software (www.whitewolf.com) is a reasonable option if all you're going to do is fill in the forms, print them and sign them. It costs $20, and is easier to use than the other similar products I looked at. Plus, it will let you save frequently used items -- such as your name, for example -- which has turned out to be useful. In addition to my name, I have saved a text item that inserts an "X", another with "N/A", and so forth. My only complaint is that I don't think that the font size of the text that is inserted can be changed, but the size that is used is reasonable for filling in the documents.

These shareware applications can be downloaded from the author's websites as listed, and activated from the menu within the application. In all cases, a free trial is an option, but the demo product is limited in that it prints a watermark onto any document until a registration key is purchased and entered, so it can't be used except as a demo until it is unlocked with the reg. key.

There are a couple of other shareware packages available also, but they did not end up being particularly memorable, in my opinion, and so I have not included them here.

I hope this info will be useful to you and that you will add it for the many folks who use Macs. I appreciate the effort that has obviously gone into setting up this website. It's a good resource & I'm pleased to see things like this becoming available. There should be more people like you, committed to helping empower people with enough legal knowledge to act on their own behalf.

- CL,
LegalConsumer user

------------------

Thanks for the info for Mac users, and the kind words, CL,
editor,
LegalConsumer.com

Close

CloseHow can I get copies of my filed tax returns?

From the IRS website:

If you need an exact copy of a previously filed and processed return and all attachments (including Form W-2 (PDF)), you must complete Form 4506 (PDF), Request for Copy of Tax Return and mail it to the IRS address in the instructions along with a $39 fee for each tax year requested. Copies are generally available for returns filed in the current and past 6 years.

In cases where an exact copy of the return is not needed, tax return and transcripts may be ordered. The tax return transcript shows most line items contained on the return as it was originally filed, including any accompanying forms and schedules. In most cases, a tax return transcript will meet the requirements for lending institutions for mortgage verification purposes.

The transcript can be ordered by completing a Form 4506-T (PDF) or calling (800) 829-1040 and following the prompts in the recorded message. There is no charge for the transcript and you should receive it in 10 business days from the time the IRS receives your request. Tax return transcripts are generally available for the current and past three years. If you need a statement of your tax account which shows changes that you or the IRS made after the original return was filed, you must request a "Tax Account Transcript". This transcript shows basic data including marital status, type of return filed, adjusted gross income, taxable income, payments and adjustments made on your account. Tax return and account transcripts are generally available for the current and past 3 years.

Form 4506-T (PDF) can also be used to get proof from the IRS that you did not file a tax return for a particular tax year.

Forms can be downloaded at Forms & Pubs or ordered by calling (800) 829-3676.

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Welcome, California users of Nolo's
How to File for Chapter 7 Bankruptcy

How to File for Chapter 7 Bankruptcy
LegalConsumer.com helps you find local California information and services to help you file for bankruptcy.

If you don't own the book, you can still use this site and the free San Francisco County means test calculator.

Don't own a copy?

Learn more...

Albin Renauer, the operator of LegalConsumer.com and the Means Test Calculator, is also a coauthor of Nolo's How to File for Chapter 7 Bankruptcy.

How to File for Chapter 7 Bankruptcy provides clear, user-friendly information and all the forms you need to get through the entire bankruptcy process. The book and the local resources you'll find on LegalConsumer.com are a perfect combination. The book is designed to work with LegalConsumer.com's means test calculator and lists of California exemption laws, which determine what property you'd get to keep in bankruptcy.

The book covers the entire process, and gives you the line-by-line instructions you need to fill out the required Chapter 7 bankruptcy forms. Meanwhile, this website gives you access to the latest local court information and county standards for the means test calculations that you must do to file a sucessful bankruptcy petition.

But first, use the book to find out whether you qualify for Chapter 7 -- and whether or not it's the best way to deal with your debts. It's important to learn what bankruptcy cannot do. You don't want to go to all the trouble of filing bankruptcy only to find out that the it won't help solve your particular problem or kind of debt. The book clearly explains what doesn't bankruptc yan and cannot do.

If you do decide Chapter 7 bankruptcy is the right option, you'll learn how you can use it to:

  • cancel as much debt as possible
  • stop wage garnishments and attachments
  • keep the maximum amount of property using California exemption laws
  • deal with secured debts and liens on your property
  • keep your home and car, if possible.

If you think you want to file for bankruptcy but aren't sure you can afford to hire an attorney, How to File for Chapter 7 Bankruptcy will help you learn what it takes to complete your bankruptcy petition on your own and complete the bankruptcy process.

You'll also learn how to rebuild your credit rating after bankruptcy.

Note: How to File for Chapter 7 Bankruptcy doe s not cover business bankruptcies, farm reorganizations (Chapter 12) or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's  Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time.

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Inclluded Forms:

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  • Bankruptcy Forms Checklist
  • Bankruptcy Documents Checklist
  • Median Family Income Chart
  • Judicial Lien Worksheet
  • Amendment Cover Sheet
  • Notice of Change of Address
  • Supplemental Schedule for Property Acquired After Bankruptcy Discharge
  • Proof of Service by Mail
  • Pleading Paper 

How to File for Chapter 7 Bankruptcy

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Chapter 13 Bankruptcy:
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(11th edition, 2012)

Chapter 13 Bakruptcy Book
Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? Consider Chapter 13 bankruptcy, which can give you an affordable repayment plan -- and let you keep your house, car and other property. Use this plain-English guide to decide whether or not it's right for you.

Nolo's Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law. First, you can:

  • consider nonbankruptcy alternatives for solving your debt problems
  • decide which is better for you -- Chapter 7 or Chapter 13
  • determine whether you qualify for Chapter 13 bankruptcy

Then, delve deeper into Chapter 13 and find out:

  • how filing bankruptcy stops creditors instantly (the "automatic stay")
  • how Chapter 13 can help you avoid foreclosure
  • whether you can reduce your car loan balance, or the balance on other secured debts
  • whether you can get rid of second mortgages or home equity debt

If you think Chapter 13 bankruptcy could work for you, you'll be ready to:

  • determine (with the book's forms and step-by-step instructions) whether you have enough income to come up with a repayment plan that the court will approve
  • calculate the amount of your monthly plan payment
  • find and work effectively with an excellent lawyer, and
  • rebuild your credit after bankruptcy.

This newest edition includes information on hiring and working with a lawyer, recent court rulings that interpret the federal bankruptcy laws. You'll also find the latest bankruptcy exemption laws in your state, which determine what copy you can keep, and recent IRS standard expense amounts, which affect Chapter 13 plan payments.

In Paperback and eBook (Adobe Reader)
Pub. Date: May 2012
Edition: 11th
Pages: 496 pp
ISBN: 9781413310696
Forms: 29 forms

List Price: 39.99
Buy now:
Nolo (publisher)

 


Chapter 13 Bankruptcy: Repay Your Debts

Press Reviews

"In Nolo’s usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy."
Orange County Register
"An excellent book that can guide you through the [Chapter 13] process."
Forbes Magazine
"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion."
The Midwest Book Review
"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
Attorney Gary Klein,
co-author of Consumer Bankruptcy Law and Practice
"An excellent resource..."
Consumers Digest
"Contains many tear-out forms, federal and state exemptions charts, and the most recent legal documents and instructions on how to fill them out. "
Reference & Research Book News

Buy now: Nolo (publisher)

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The New Bankruptcy

The New Bankruptcy

Considering bankruptcy? Get the facts and find out how bankruptcy could work for you.

Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy. Get the strategies, clear-cut answers, and information and you need to figure out whether bankruptcy is the right solution for your debt problems. Find out:

  • if you qualify for Chapter 7 bankruptcy
  • how Chapter 13 repayment plans work
  • which debts are wiped out
  • how bankruptcy affects homeowners
  • if you can keep cars and other property
  • how bankruptcy affects credit
  • alternative ways to handle debt problems

The 4th edition includes updated state and federal exemption tables, plus information on recent Supreme Court cases used to interpret 2005 bankruptcy changes. You'll also get worksheets to help you determine whether you can file for bankruptcy, including fully up-to-date exemption charts, helpful checklists, and easy-to-use legal charts for all 50 states.

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details."
-Eric Tyson, Author of Personal Finance For Dummies

"…it's important to know whether [bankruptcy] remains a viable option, and this book will offer both explanations and reassurances…"
-Accounting Today


In Paperback and eBook (Adobe Reader)
Pub. Date: May 2011
Edition: 4th
Pages: 419 pp
ISBN: 9781413313918

Press Reviews

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details."
Eric Tyson, best-selling author of
Personal Finance for Dummies
and Mind Over Money
"With last year's change in the bankruptcy laws creating unprecedented confusion in the field, it's important to know whether it remains a viable option, and this book will offer both explanations and reassurances..."
Accounting Today

ADVERTISEMENT - LegalConsumer.com does not endorse or review advertised products or services.

  1. ACAMPO - 341
  2. Acton - 7,596
  3. Adelanto - 31,765
  4. ADIN - 272
  5. AGATE BAY - 1,928
  6. Agoura Hills - 20,330
  7. AGUA DULCE - 3,342
  8. AGUANGA - 1,128
  9. AHWAHNEE - 2,246
  10. Alameda - 73,812
  11. Alamo - 14,570
  12. Albany - 18,539
  13. ALBION - 168
  14. ALDERPOINT - 186
  15. Alhambra - 83,089
  16. Aliso Viejo - 47,823
  17. ALLEGHANY - 58
  18. ALLENDALE - 1,506
  1. ALLENSWORTH - 471
  2. Almanor - 0
  3. Alpaugh - 1,026
  4. Alpine - 15,035
  5. ALTA - 610
  6. Alta Sierra - 6,911
  7. Altadena - 42,777
  8. ALTAVILLE - 664
  9. Alturas - 6,511
  10. ALVISO - 2,128
  11. Amador City - 185
  12. AMADOR STATION - 123
  13. AMBOY - 23
  14. American Canyon - 19,454
  15. Anaheim - 336,265
  16. ANCHOR BAY - 340
  17. Anderson - 9,932
  18. ANGELS CAMP - 664
  1. ANGELUS OAKS - 289
  2. Angwin - 5,373
  3. ANNAPOLIS - 729
  4. ANTELOPE - 45,770
  5. Antioch - 102,372
  6. ANZA - 3,014
  7. Apple Valley - 69,135
  8. APPLEGATE - 1,512
  9. Aptos - 6,220
  10. Arbuckle - 3,028
  11. Arcadia - 56,364
  12. Arcata - 23,495
  13. Arden-Arcade - 92,186
  14. Arleta - 32,092
  15. Armona - 4,156
  16. Arnold - 3,843
  17. Aromas - 2,650
  1. ARROWBEAR LAKE - 5,386
  2. Arroyo Grande - 76,029
  3. Artesia - 16,522
  4. ARTOIS - 295
  5. Arvin - 19,304
  6. Ashland - 21,925
  7. Atascadero - 44,512
  8. Atherton - 6,914
  9. Atwater - 48,839
  10. Auberry - 2,369
  11. Auburn - 44,468
  12. AUBURN LAKE TRAILS - 3,426
  13. Avalon - 3,728
  14. Avenal - 15,565
  15. Avery - 646
  16. AVILA BEACH - 797
  17. Azusa - 46,361
  1. BADGER - 260
  2. BAKER - 735
  3. Bakersfield - 393,778
  4. Baldwin Park - 75,390
  5. BALLARD - 467
  6. BALLICO - 406
  7. BANGOR - 646
  8. Banning - 29,603
  9. Barstow - 41,257
  10. BASS LAKE - 527
  11. BASSETT - 30,795
  12. Bay Point - 21,349
  13. BAYSIDE - 1,683
  14. Beale AFB - 1,319
  15. Bear Valley - 121
  16. Bear Valley Springs - 5,172
  17. Beaumont - 36,877
  18. Beckwourth - 432
  19. Belden - 22
  20. Bell - 35,477
  21. BELL CANYON - 2,049
  22. Bell Gardens - 42,072
  23. BELLA VISTA - 2,781
  24. Bellflower - 76,616
  25. Belmont - 25,835
  26. Belvedere - 2,068
  27. BELVEDERE TIBURON - 13,048
  28. Ben Lomond - 6,234
  1. Benicia - 26,997
  2. BENTON - 280
  3. Berkeley - 131,119
  4. Bermuda Dunes - 7,282
  5. BERRY CREEK - 1,424
  6. Bethel Island - 2,137
  7. Beverly Hills - 34,109
  8. BIEBER - 312
  9. BIG BAR - 253
  10. Big Bear - 25,635
  11. Big Bear City - 12,304
  12. Big Bear Lake - 5,019
  13. Big Bend - 102
  14. BIG CREEK - 175
  15. BIG OAK FLAT - 149
  16. Big Pine - 1,756
  17. Big River - 1,327
  18. Big Sur - 1,710
  19. Biggs - 3,404
  20. Biola - 1,623
  21. BIRDS LANDING - 130
  22. Bishop - 12,600
  23. Black Point-Green Point - 1,306
  24. BLACK STATION - 123
  25. BLACKHAWK - 9,354
  26. Blackhawk-Camino Tassajara - 10,048
  27. Blairsden - 39
  28. BLAIRSDEN-GRAEAGLE - 1,837
  1. BLOCKSBURG - 198
  2. BLOOMFIELD - 345
  3. Bloomington - 23,851
  4. BLUE CANYON - 180
  5. BLUE JAY - 2,134
  6. Blue Lake - 1,253
  7. Blythe - 20,817
  8. BODEGA - 220
  9. Bodega Bay - 1,077
  10. Bodfish - 1,956
  11. Bolinas - 2,999
  12. Bombay Beach - 295
  13. Bonita - 12,538
  14. BONNY DOON - 2,678
  15. Bonsall - 3,982
  16. BOONVILLE - 1,035
  17. Boron - 2,253
  18. Borrego Springs - 4,440
  19. Bostonia - 15,379
  20. Boulder Creek - 4,923
  21. BOULEVARD - 315
  22. Boyes Hot Springs - 6,656
  23. Bradbury - 1,048
  24. Bradley - 93
  25. BRANSCOMB - 166
  26. Brawley - 26,008
  27. Brea - 39,282
  1. Brentwood - 51,481
  2. BRIDGEPORT - 575
  3. BRIDGEVILLE - 685
  4. Briones - 5,375
  5. Brisbane - 4,282
  6. BROCKWAY - 4,802
  7. BRODERICK - 12,747
  8. BROOKDALE - 1,991
  9. BROOKS - 375
  10. BROWNS VALLEY - 1,467
  11. BROWNSVILLE - 1,230
  12. BRYN MAWR - 220
  13. BRYTE - 12,747
  14. BUCKHORN - 2,429
  15. Bucks Lake - 10
  16. Buellton - 4,828
  17. Buena Park - 80,530
  18. Burbank - 103,340
  19. Burlingame - 28,806
  20. Burney - 3,154
  21. BURNT RANCH - 281
  22. BURSON - 14
  23. BUTTE CITY - 291
  24. BUTTE MEADOWS - 40
  25. BUTTE VALLEY - 1,955
  26. Buttonwillow - 3,953
  27. Byron - 1,277
  1. Cabazon - 2,535
  2. CADIZ - 23
  3. Calabasas - 23,058
  4. Calexico - 39,216
  5. CALIENTE - 1,009
  6. California City - 14,120
  7. CALIFORNIA HOT SPRINGS - 37
  8. CALIFORNIA PINES - 520
  9. CALIFORNIA VALLEY - 2,678
  10. Calimesa - 7,879
  11. Calipatria - 7,705
  12. Calistoga - 6,448
  13. CALLAHAN - 286
  14. CALPINE - 205
  15. Calwa - 2,052
  16. Camarillo - 66,953
  17. Cambria - 6,032
  18. Cameron Park - 18,228
  19. CAMINO - 1,750
  20. CAMP CONNELL - 5,142
  21. CAMP MEEKER - 425
  22. CAMP NELSON - 97
  23. Camp Pendleton - 37,452
  24. Campbell - 39,349
  25. CAMPO - 2,684
  26. CAMPO SECO - 55
  27. CAMPTONVILLE - 158
  28. CANBY - 315
  29. Canoga Park - 60,578
  30. Cantua Creek - 466
  31. Canyon Country - 59,257
  32. CANYON DAM - 67
  33. Canyon Lake - 10,561
  34. Canyondam - 31
  35. CAPISTRANO BEACH - 7,445
  36. Capitola - 9,918
  37. CARDIFF BY THE SEA - 10,366
  38. Caribou - 0
  39. CARLOTTA - 1,068
  40. Carlsbad - 105,328
  1. CARMEL - 2,963
  2. CARMEL BY THE SEA - 2,963
  3. Carmel Valley - 5,933
  4. Carmel Valley Village - 4,407
  5. Carmel-by-the-Sea - 14,704
  6. Carmichael - 61,762
  7. CARNELIAN BAY - 524
  8. Carpinteria - 17,718
  9. Carson - 91,714
  10. Cartago - 92
  11. Caruthers - 2,497
  12. CASMALIA - 138
  13. CASPAR - 509
  14. CASSEL - 207
  15. CASTAIC - 19,015
  16. CASTELLA - 222
  17. Castro Valley - 61,388
  18. Castroville - 18,722
  19. Catalina - 4,090
  20. Cathedral City - 51,200
  21. CATHEYS VALLEY - 825
  22. Cayucos - 2,592
  23. CAZADERO - 354
  24. CEDAR FLAT - 1,928
  25. CEDAR GLEN - 439
  26. CEDARVILLE - 514
  27. CENTERVILLE - 392
  28. Ceres - 45,417
  29. Cerritos - 49,041
  30. CHALFANT - 651
  31. CHALLENGE - 243
  32. Challenge-Brownsville - 1,148
  33. Charter Oak - 9,310
  34. CHATSWORTH - 35,317
  35. CHEROKEE - 69
  36. Cherry Valley - 6,362
  37. Chester - 3,957
  38. Chico - 100,826
  39. CHILCOOT - 631
  40. Chilcoot-Vinton - 454
  1. Chinese Camp - 126
  2. Chino - 77,983
  3. Chino Hills - 74,799
  4. CHIRIACO SUMMIT - 56,296
  5. Chowchilla - 23,371
  6. Chualar - 1,190
  7. Chula Vista - 243,916
  8. CIMA - 21
  9. CISCO - 76
  10. Citrus Heights - 83,301
  11. City Of Industry - 219
  12. Claremont - 34,926
  13. CLARKSBURG - 1,275
  14. CLAY - 1,195
  15. Clayton - 10,897
  16. CLEAR CREEK - 169
  17. Clearlake - 15,849
  18. Clearlake Oaks - 2,359
  19. CLEARLAKE PARK - 91
  20. CLEMENTS - 717
  21. CLEONE - 618
  22. Clio - 66
  23. CLIPPER MILLS - 142
  24. Cloverdale - 8,618
  25. Clovis - 95,631
  26. Clyde - 678
  27. Coachella - 40,704
  28. Coalinga - 19,362
  29. COARSEGOLD - 1,840
  30. Cobb - 3,865
  31. COHASSET - 847
  32. COLD SPRINGS - 446
  33. COLEVILLE - 495
  34. Colfax - 1,963
  35. COLLEGE CITY - 290
  36. Colma - 1,792
  37. COLOMA - 529
  38. Colton - 52,154
  39. Columbia - 2,297
  1. Colusa - 5,971
  2. Commerce - 12,823
  3. COMPTCHE - 159
  4. Compton - 342,576
  5. Concord - 122,067
  6. COOL - 3,658
  7. Copperopolis - 3,671
  8. Corcoran - 24,813
  9. Corning - 14,698
  10. Corona - 174,179
  11. CORONA DEL MAR - 13,407
  12. Coronado - 18,912
  13. Corralitos - 2,326
  14. Corte Madera - 9,253
  15. Costa Mesa - 109,960
  16. Cotati - 7,265
  17. Coto de Caza - 14,866
  18. Cottonwood - 3,316
  19. Coulterville - 3,352
  20. COURTLAND - 355
  21. Covelo - 2,587
  22. Covina - 47,796
  23. Crescent City - 23,582
  24. Crescent Mills - 196
  25. CRESSEY - 394
  26. Crest - 2,593
  27. Crestline - 10,770
  28. CRESTON - 94
  29. Crockett - 3,094
  30. Cromberg - 261
  31. CROWLEY LAKE - 875
  32. CROWS LANDING - 355
  33. Cudahy - 23,805
  34. Culver City - 38,883
  35. Cupertino - 58,302
  36. Cutler - 5,000
  37. Cutten - 3,108
  38. CUYAMA - 1,245
  39. Cypress - 47,802
  1. DAGGETT - 658
  2. Daly City - 101,123
  3. Dana Point - 33,351
  4. Danville - 42,039
  5. Darwin - 43
  6. DAVENPORT - 408
  7. Davis - 74,334
  8. DAVIS CREEK - 91
  9. Death Valley - 765
  10. Deer Park - 1,267
  11. DEL KERN - 59,179
  12. Del Mar - 4,161
  13. Del Rey - 1,639
  1. Del Rey Oaks - 1,624
  2. Delano - 53,041
  3. Delhi - 10,755
  4. Delleker - 705
  5. Denair - 4,404
  6. DESCANSO - 1,423
  7. DESERT CENTER - 204
  8. DESERT EDGE - 3,822
  9. Desert Hot Springs - 52,287
  10. Desert Shores - 1,104
  11. Diablo - 1,158
  12. Diamond Bar - 55,544
  1. Diamond Springs - 11,037
  2. Dillon Beach - 283
  3. Dinuba - 32,456
  4. Discovery Bay - 13,352
  5. Dixon - 21,253
  6. DOBBINS - 624
  7. Dorrington - 609
  8. Dorris - 939
  9. Dos Palos - 9,261
  10. DOS RIOS - 78
  11. DOUGLAS CITY - 713
  12. Downey - 111,772
  1. DOWNIEVILLE - 282
  2. DOYLE - 678
  3. Duarte - 21,321
  4. Dublin - 46,036
  5. Ducor - 612
  6. DULZURA - 708
  7. DUNCANS MILLS - 175
  8. DUNLAP - 490
  9. DUNNIGAN - 1,416
  10. Dunsmuir - 2,175
  11. Durham - 5,518
  12. DUTCH FLAT - 160
  1. EDWARDS - 7,679
  2. Edwards AFB - 2,063
  3. El Cajon - 99,478
  4. El Centro - 62,179
  5. El Cerrito - 23,549
  6. EL DORADO - 4,096
  7. El Dorado Hills - 42,108
  8. El Granada - 5,467
  9. El Monte - 113,475
  10. EL NIDO - 330
  11. El Paso de Robles (Paso Robles - 49,131
  12. EL PORTAL - 474
  1. El Segundo - 16,654
  2. El Sobrante - 12,669
  3. EL TORO - 0
  4. El Verano - 4,123
  5. Eldridge - 1,233
  6. ELIZABETH LAKE - 1,756
  7. ELK - 366
  8. ELK CREEK - 163
  9. Elk Grove - 153,015
  10. Elmira - 188
  11. ELVERTA - 5,492
  12. Emeryville - 10,080
  1. EMIGRANT GAP - 180
  2. Empire - 4,189
  3. Encinitas - 59,518
  4. Encino - 41,905
  5. Escalon - 13,320
  6. Escondido - 143,911
  7. Esparto - 5,325
  8. ESSEX - 111
  9. ETIWANDA - 12,925
  10. Etna - 3,412
  11. Eureka - 48,424
  12. Exeter - 28,089
  1. Fair Oaks - 30,912
  2. Fairfax - 7,441
  3. Fairfield - 105,321
  4. FAIRMEAD - 1,447
  5. Fall River Mills - 573
  6. Fallbrook - 47,304
  7. Farmersville - 10,588
  8. Farmington - 207
  9. FAWNSKIN - 409
  10. Fellows - 106
  11. Felton - 4,057
  12. Ferndale - 3,220
  13. Fetters Hot Springs-Agua Caliente - 4,144
  14. FIDDLETOWN - 235
  1. FIELDS LANDING - 276
  2. Fillmore - 19,488
  3. Firebaugh - 9,143
  4. FISH CAMP - 59
  5. FIVE POINTS - 1,847
  6. FLICK POINT - 1,928
  7. Florence-Graham - 63,387
  8. Florin - 47,513
  9. FLOURNOY - 101
  10. Folsom - 72,203
  11. Fontana - 196,069
  12. Foothill Ranch - 10,899
  13. FORBESTOWN - 320
  14. FOREST FALLS - 943
  1. Fowler - 10,800
  2. Frazier Park - 2,691
  3. Freedom - 3,070
  4. Freestone - 50
  5. Fremont - 325,166
  6. French Camp - 3,376
  7. French Gulch - 346
  8. Fresno - 664,000
  9. Friant - 509
  10. FT H LIGGETT - 250
  11. Fullerton - 135,161
  12. FULTON - 541
  13. FULTON ACRES - 1,928
  1. Galt - 37,029
  2. GARBERVILLE - 13,518
  3. Garden Grove - 170,883
  4. GARDEN VALLEY - 2,518
  5. Gardena - 58,829
  6. GAREY - 68
  7. GARLOCK - 105
  8. GASQUET - 661
  9. Gazelle - 70
  10. Georgetown - 2,367
  11. GERBER - 1,060
  12. Gerber-Las Flores - 1,389
  13. GEYSERVILLE - 862
  14. Gilroy - 48,821
  15. Glen Ellen - 784
  1. GLENCOE - 17
  2. Glendale - 191,719
  3. Glendora - 50,073
  4. GLENHAVEN - 159
  5. GLENN - 1,436
  6. GLENNVILLE - 280
  7. Gold River - 7,912
  8. GOLD RUN - 405
  9. Golden Hills - 8,656
  10. Goleta - 29,888
  11. Gonzales - 21,250
  12. GOODYEARS BAR - 68
  13. GORMAN - 1,229
  14. Goshen - 3,006
  1. Graeagle - 1,844
  2. Granada Hills - 51,747
  3. Grand Terrace - 12,040
  4. Granite Bay - 20,402
  5. GRANITEVILLE - 11
  6. Grass Valley - 66,614
  7. Graton - 1,707
  8. Grayson - 952
  9. Green Valley - 1,027
  10. GREEN VALLEY LAKE - 305
  11. Greenfield - 17,231
  12. Greenview - 201
  13. Greenville - 2,601
  14. GREENWOOD - 1,136
  1. Grenada - 367
  2. Gridley - 10,936
  3. GRIMES - 391
  4. GRIZZLY FLATS - 1,066
  5. GROVELAND - 4,924
  6. Groveland-Big Oak Flat - 3,388
  7. Grover Beach - 13,156
  8. Guadalupe - 7,345
  9. GUALALA - 1,912
  10. GUASTI - 3
  11. GUATAY - 782
  12. Guerneville - 4,534
  13. GUINDA - 254
  14. Gustine - 7,835
  1. Hacienda Heights - 54,038
  2. Half Moon Bay - 28,894
  3. Hamilton City - 1,759
  4. HAMS STATION - 123
  5. Hanford - 67,210
  6. HAPPY CAMP - 2,142
  7. Harbor City - 25,457
  8. HARMONY - 17
  9. HAT CREEK - 309
  10. HATHAWAY PINES - 316
  11. HAVASU LAKE - 5,471
  12. Hawaiian Gardens - 14,254
  13. Hawthorne - 84,293
  1. Hayfork - 3,105
  2. Hayward - 366,577
  3. Healdsburg - 44,548
  4. Heber - 4,275
  5. HELENDALE - 4,936
  6. HELM - 148
  7. Hemet - 78,657
  8. HERALD - 1,184
  9. Hercules - 24,060
  10. HERLONG - 298
  11. Hermosa Beach - 19,506
  12. Hesperia - 90,173
  13. Hickman - 641
  1. Hidden Hills - 1,856
  2. Hidden Valley Lake - 5,579
  3. Highland - 53,104
  4. Hillsborough - 10,825
  5. HILMAR - 7,157
  6. Hilmar-Irwin - 9,905
  7. HINKLEY - 1,915
  8. Hollister - 48,498
  9. Holtville - 8,123
  10. Homeland - 5,969
  11. HOMEWOOD - 840
  12. HONCUT - 370
  13. HONEYDEW - 73
  1. HOOD - 271
  2. HOOPA - 3,040
  3. HOPLAND - 2,082
  4. Hornbrook - 248
  5. HORNITOS - 75
  6. Hughson - 12,373
  7. HUME - 92
  8. Huntington Beach - 189,992
  9. Huntington Park - 58,114
  10. Huron - 7,991
  11. HYAMPOM - 241
  12. Hydesville - 1,237
  1. Idyllwild - 14,846
  2. Idyllwild-Pine Cove - 3,874
  3. IGO - 907
  4. Imperial - 14,758
  5. Imperial Beach - 26,324
  1. Independence - 2,568
  2. Indian Wells - 4,958
  3. Indio - 76,036
  4. Inglewood - 369,694
  5. Inverness - 1,304
  1. Inyokern - 1,099
  2. Ione - 12,380
  3. IOWA HILL - 8,510
  4. IRON MOUNTAIN - 123
  5. Irvine - 212,375
  1. Irwindale - 1,422
  2. Isla Vista - 23,096
  3. Isleton - 5,291
  4. Ivanhoe - 7,416
  1. Jackson - 7,725
  2. JACUMBA - 561
  3. Jamestown - 3,433
  4. Jamul - 18,958
  1. JANESVILLE - 1,408
  2. JENNER - 136
  3. Johannesburg - 172
  4. JOHNSTONVILLE - 1,024
  1. Johnsville - 20
  2. JOLON - 250
  3. Joshua Tree - 7,414
  4. Julian - 1,502
  1. JUNCTION CITY - 680
  2. JUNE LAKE - 629
  3. Jurupa - 148,672
  1. Keeler - 66
  2. Keene - 431
  3. Kelseyville - 6,045
  4. Kensington - 5,077
  5. Kentfield - 6,485
  6. KENWOOD - 1,028
  1. Kerman - 23,487
  2. Kernville - 1,395
  3. KESWICK - 451
  4. Kettleman City - 1,439
  5. Keyes - 5,601
  6. King City - 16,276
  1. Kings Beach - 3,796
  2. Kingsburg - 12,780
  3. KINGVALE - 143
  4. Kirkwood - 158
  5. Klamath - 1,373
  6. KLAMATH RIVER - 467
  1. KNEELAND - 244
  2. KNIGHTS FERRY - 25,369
  3. KNIGHTS LANDING - 4,193
  4. Knightsen - 1,568
  5. KORBEL - 147
  6. KYBURZ - 167
  1. La Canada Flintridge - 20,318
  2. La Crescenta - 30,356
  3. La Crescenta-Montrose - 19,653
  4. LA GRANGE - 1,736
  5. La Habra - 60,239
  6. La Habra Heights - 5,325
  7. LA HONDA - 928
  8. LA JOLLA - 42,603
  9. La Mesa - 57,065
  10. La Mirada - 48,527
  11. La Palma - 15,568
  12. La Porte - 26
  13. La Presa - 34,169
  14. La Puente - 39,816
  15. La Quinta - 37,467
  16. LA SELVA BEACH - 2,843
  17. La Verne - 31,063
  18. LADERA RANCH - 22,980
  19. Lafayette - 23,893
  20. Laguna Beach - 22,723
  21. Laguna Hills - 30,344
  22. Laguna Niguel - 62,979
  23. Laguna Woods - 16,192
  24. LAGUNITAS - 813
  25. Lagunitas-Forest Knolls - 1,819
  26. LAKE ALMANOR SPORTS & SPIRIT - 4,152
  27. Lake Arrowhead - 24,757
  28. LAKE CITY - 61
  29. Lake Elsinore - 51,821
  1. Lake Forest - 77,264
  2. LAKE GREGORY - 10,477
  3. LAKE HUGHES - 649
  4. Lake Isabella - 16,234
  5. Lake Los Angeles - 12,328
  6. Lake Nacimiento - 2,411
  7. Lake of the Pines - 3,917
  8. Lake San Marcos - 4,437
  9. LAKE SHERWOOD - 1,527
  10. Lake Wildwood - 4,991
  11. LAKEHEAD - 461
  12. Lakehead-Lakeshore - 549
  13. Lakeport - 9,420
  14. LAKESHORE - 46
  15. Lakeside - 20,648
  16. Lakeview - 2,104
  17. Lakewood - 80,048
  18. Lamont - 15,120
  19. Lancaster - 156,633
  20. LANDERS - 2,181
  21. Larkfield-Wikiup - 8,884
  22. Larkspur - 11,926
  23. LASSEN VOLCANIC NATIONAL PAR - 109
  24. Lathrop - 18,023
  25. Laton - 3,548
  26. Lawndale - 32,769
  27. Laytonville - 1,227
  28. Le Grand - 1,659
  29. Lebec - 1,468
  1. LEE VINING - 222
  2. LEGGETT - 122
  3. Lemon Cove - 308
  4. Lemon Grove - 25,320
  5. Lemoore - 36,350
  6. Lennox - 22,753
  7. LEONA VALLEY - 1,607
  8. Lewiston - 1,193
  9. LIKELY - 63
  10. Lincoln - 66,422
  11. Linda - 17,773
  12. Linden - 1,784
  13. Lindsay - 16,952
  14. LITCHFIELD - 195
  15. LITTLE RIVER - 117
  16. Littlerock - 1,377
  17. Live Oak - 17,158
  18. Live Oak - 17,158
  19. Livermore - 80,968
  20. Livingston - 13,058
  21. LLANO - 1,201
  22. Lockeford - 11,360
  23. LOCKWOOD - 379
  24. Lodi - 82,378
  25. LODOGA - 197
  26. LOLETA - 783
  27. Loma Linda - 23,261
  28. LOMA MAR - 113
  1. Loma Rica - 2,368
  2. Lomita - 20,256
  3. LOMPICO - 1,137
  4. Lompoc - 57,742
  5. London - 1,869
  6. Lone Pine - 2,613
  7. LONG BARN - 155
  8. Long Beach - 462,257
  9. LOOKOUT - 84
  10. Loomis - 6,430
  11. Los Alamitos - 11,449
  12. Los Alamos - 1,890
  13. Los Altos - 28,976
  14. Los Altos Hills - 7,922
  15. Los Angeles - 3,792,621
  16. Los Banos - 40,271
  17. Los Gatos - 29,413
  18. Los Molinos - 2,037
  19. LOS OLIVOS - 1,132
  20. LOS OSOS - 14,276
  21. Lost Hills - 2,412
  22. LOTUS - 483
  23. Lower Lake - 3,198
  24. Loyalton - 769
  25. Lucerne - 3,067
  26. LUCERNE VALLEY - 5,811
  27. Lynwood - 69,772
  28. LYTLE CREEK - 701
  1. Macdoel - 133
  2. MAD RIVER - 975
  3. MADELINE - 70
  4. Madera - 92,437
  5. MADISON - 503
  6. Magalia - 11,310
  7. MAGRA - 405
  8. MALAGA - 947
  9. Malibu - 12,645
  10. Mammoth Lakes - 12,117
  11. MANCHESTER - 195
  12. Manhattan Beach - 35,135
  13. MANILA - 784
  14. Manteca - 93,456
  15. Manton - 347
  16. MARCH AIR RESERVE BASE - 990
  17. MARCH ARB - 1,159
  18. Maricopa - 1,154
  19. MARIN CITY - 2,666
  20. Marina - 19,718
  21. Marina del Rey - 8,866
  22. Mariposa - 13,097
  23. Markleeville - 1,175
  24. MARSHALL - 394
  25. Martinez - 35,824
  26. Marysville - 12,382
  27. MATHER - 4,451
  28. MAXWELL - 1,103
  1. Maywood - 27,395
  2. MC FARLAND - 10,780
  3. MC KITTRICK - 296
  4. McArthur - 338
  5. McCloud - 1,101
  6. McKinleyville - 15,177
  7. Meadow Valley - 464
  8. Meadow Vista - 3,217
  9. Mecca - 8,577
  10. MEEKS BAY - 1,282
  11. Meiners Oaks - 3,571
  12. Mendocino - 10,609
  13. Mendota - 12,551
  14. Menifee - 77,519
  15. Menlo Park - 32,026
  16. Mentone - 8,720
  17. Merced - 99,537
  18. MERIDIAN - 358
  19. MESA VERDE - 1,023
  20. Mesa Vista - 200
  21. Mettler - 136
  22. MI WUK VILLAGE - 1,261
  23. Middletown - 7,575
  24. MIDPINES - 1,204
  25. MIDWAY CITY - 8,485
  26. MILFORD - 167
  27. MILL CREEK - 77
  28. Mill Valley - 13,903
  1. Millbrae - 21,532
  2. MILLS ORCHARD - 1,922
  3. Millville - 727
  4. Milpitas - 66,790
  5. Mineral - 123
  6. MINKLER - 1,003
  7. Mira Loma - 21,930
  8. MIRAMONTE - 260
  9. MIRANDA - 520
  10. Mission Hills - 3,576
  11. Mission Viejo - 221,910
  12. Modesto - 312,842
  13. Mojave - 4,238
  14. Mokelumne Hill - 646
  15. MONO CITY - 172
  16. MONO LAKE - 488
  17. Monrovia - 36,590
  18. Montague - 4,105
  19. Montara - 2,909
  20. Montclair - 36,664
  21. Monte Rio - 1,152
  22. Monte Sereno - 3,341
  23. Montebello - 62,500
  24. Montecito - 8,965
  25. Monterey - 27,810
  26. Monterey Park - 60,269
  27. Montgomery Creek - 163
  1. Montrose - 8,415
  2. Moorpark - 35,924
  3. Morada - 3,828
  4. Moraga - 16,016
  5. Moreno Valley - 193,365
  6. Morgan Hill - 37,882
  7. Morongo Valley - 3,552
  8. Morro Bay - 10,234
  9. Moss Beach - 3,103
  10. Moss Landing - 204
  11. Mount Aukum - 381
  12. MOUNT HAMILTON - 35
  13. MOUNT HERMON - 1,037
  14. MOUNT LAGUNA - 57
  15. Mount Shasta - 6,991
  16. MOUNTAIN CENTER - 63
  17. Mountain Mesa - 777
  18. Mountain Ranch - 1,628
  19. Mountain View - 2,372
  20. Mountain View - 2,372
  21. MT BALDY - 35
  22. Muir Beach - 310
  23. Murphys - 2,213
  24. Murrieta - 282,939
  25. Murrieta Hot Springs - 2,948
  26. Muscoy - 10,644
  27. MYERS FLAT - 146
  1. Napa - 115,175
  2. National City - 58,582
  3. NAVARRO - 142
  4. Needles - 7,006
  5. Nevada City - 15,238
  6. NEW CUYAMA - 517
  7. Newark - 42,573
  8. NEWBERRY SPRINGS - 10
  9. Newbury Park - 44,274
  10. NEWCASTLE - 1,224
  1. NEWELL - 1,076
  2. Newhall - 254,330
  3. Newman - 12,321
  4. Newport Beach - 85,186
  5. Newport Coast - 2,671
  6. NICASIO - 96
  7. Nice - 2,731
  8. NICOLAUS - 211
  9. Niland - 1,006
  1. Nipomo - 16,714
  2. Norco - 27,063
  3. NORD - 320
  4. North Edwards - 1,058
  5. North Fork - 3,360
  6. North Highlands - 42,694
  7. North Hills - 57,001
  8. North Hollywood - 77,848
  9. North Palm Springs - 717
  1. North Richmond - 3,717
  2. NORTH SAN JUAN - 269
  3. NORTH SHORE - 3,477
  4. NORTH TUSTIN - 24,917
  5. Northridge - 68,469
  6. Norwalk - 105,549
  7. Novato - 58,652
  8. NUBIEBER - 50
  9. Nuevo - 6,447
  1. O NEALS - 172
  2. OAK GLEN - 638
  3. Oak Park - 13,811
  4. OAK RUN - 820
  5. OAK SHORES - 337
  6. Oak View - 4,066
  7. Oakdale - 30,054
  8. Oakhurst - 2,829
  9. Oakland - 411,480
  1. Oakley - 35,432
  2. Occidental - 1,115
  3. Oceano - 7,286
  4. Oceanside - 167,086
  5. Ocotillo - 266
  6. Ojai - 7,461
  7. Olancha - 192
  8. OLD STATION - 51
  9. OLEMA - 245
  1. Olivehurst - 21,120
  2. OLYMPIC VALLEY - 926
  3. Ontario - 615,598
  4. Onyx - 475
  5. Orange - 136,416
  6. Orange Cove - 10,821
  7. Orangevale - 33,960
  8. Orcutt - 28,905
  9. OREGON HOUSE - 1,512
  1. ORICK - 357
  2. Orinda - 17,643
  3. Orland - 17,598
  4. ORLEANS - 569
  5. ORO GRANDE - 895
  6. Orosi - 8,770
  7. Oroville - 39,094
  8. Oxnard - 234,919
  1. Pacheco - 3,685
  2. Pacific Grove - 15,041
  3. Pacific Palisades - 22,986
  4. Pacifica - 37,234
  5. Pacoima - 103,689
  6. PAICINES - 806
  7. Pajaro - 17,415
  8. PALA - 1,820
  9. Palermo - 9,086
  10. Palm Desert - 48,445
  11. Palm Springs - 44,552
  12. Palmdale - 152,750
  13. Palo Alto - 64,403
  14. Palo Cedro - 1,269
  15. Palo Verde - 171
  16. PALOMAR MOUNTAIN - 225
  17. Palos Verdes Estates - 13,438
  18. Panorama City - 66,241
  19. Paradise - 46,200
  20. PARADISE PARK - 389
  21. Paramount - 54,098
  22. PARKER DAM - 113
  23. Parlier - 14,494
  24. Pasadena - 268,040
  1. PASKENTA - 112
  2. Patterson - 26,139
  3. PATTON VILLAGE - 702
  4. Pauma Valley - 7,458
  5. PAYNES CREEK - 57
  6. PEARBLOSSOM - 1,600
  7. Pearsonville - 17
  8. PEBBLE BEACH - 4,590
  9. PEDDLER HILL - 123
  10. Penn Valley - 1,621
  11. PENNGROVE - 2,522
  12. PENRYN - 831
  13. Perris - 68,386
  14. PESCADERO - 643
  15. Petaluma - 125,304
  16. PETROLIA - 291
  17. PHELAN - 14,304
  18. PHILLIPSVILLE - 140
  19. PHILO - 349
  20. Pico Rivera - 62,942
  21. Piedmont - 10,667
  22. PIERCY - 193
  23. PIKE - 134
  24. PILOT HILL - 1,156
  1. PINE GROVE - 2,219
  2. Pine Mountain Club - 2,315
  3. Pine Valley - 1,510
  4. Pinecrest - 159
  5. PINEDALE - 3,257
  6. Pinole - 18,390
  7. PINON HILLS - 4,262
  8. PIONEER - 1,094
  9. PIONEERTOWN - 341
  10. Piru - 2,063
  11. Pismo Beach - 7,655
  12. Pittsburg - 63,264
  13. Pixley - 6,529
  14. Placentia - 50,533
  15. Placerville - 16,716
  16. Planada - 4,584
  17. PLATINA - 206
  18. Playa Del Rey - 12,132
  19. PLEASANT GROVE - 892
  20. Pleasant Hill - 33,152
  21. Pleasanton - 70,285
  22. PLUMAS LAKE - 5,853
  23. Plymouth - 1,005
  1. Point Arena - 3,915
  2. Point Reyes Station - 848
  3. Pollock Pines - 6,871
  4. Pomona - 149,058
  5. POPE VALLEY - 488
  6. Poplar - 2,740
  7. Poplar-Cotton Center - 2,470
  8. Port Costa - 190
  9. Port Hueneme - 21,723
  10. Porterville - 73,297
  11. Portola - 4,760
  12. Portola Hills - 6,391
  13. Portola Valley - 4,353
  14. POSEY - 10
  15. POTRERO - 656
  16. POTTER VALLEY - 646
  17. Poway - 47,811
  18. PRATHER - 1,309
  19. Prattville - 33
  20. PRINCETON - 303
  21. Prunedale - 17,560
  22. PULGA - 17,778
  23. PUMPKIN CENTER - 25,115
  1. Quail Valley - 1,639
  1. Quartz Hill - 10,912
  1. Quincy - 6,661
    1. Redding - 152,644
    2. Redlands - 68,747
    3. Redondo Beach - 66,748
    4. Redway - 1,225
    5. Redwood City - 76,815
    6. REDWOOD VALLEY - 1,729
    7. Reedley - 29,161
    8. RESCUE - 3,803
    9. Reseda - 68,002
    10. Rialto - 99,171
    11. Richgrove - 2,882
    12. Richmond - 103,701
    13. RICHVALE - 244
    14. Ridgecrest - 27,616
    15. RIDGEWOOD - 1,928
    16. RIMROCK - 341
    17. Rio del Mar - 9,216
    1. Rio Dell - 3,368
    2. Rio Linda - 15,106
    3. RIO NIDO - 296
    4. RIO OSO - 356
    5. Rio Vista - 8,423
    6. RIPLEY - 692
    7. Ripon - 16,688
    8. RIVER PINES - 379
    9. Riverbank - 22,678
    10. Riverdale - 5,599
    11. Riverside - 456,130
    12. ROBBINS - 323
    13. Rocklin - 85,223
    14. Rodeo - 8,679
    15. Rohnert Park - 40,971
    16. Rolling Hills - 1,860
    1. Rolling Hills Estates - 8,067
    2. Romoland - 1,684
    3. Rosamond - 18,150
    4. Roseland - 6,325
    5. Rosemead - 53,764
    6. Roseville - 118,788
    7. Ross - 2,415
    8. Rossmoor - 10,244
    9. ROUGH AND READY - 963
    10. Round Mountain - 155
    11. Round Valley - 435
    12. Rowland Heights - 48,993
    13. RUBICON BAY - 1,282
    14. Rubidoux - 34,280
    15. Running Springs - 4,862
    16. RUTH - 195
    1. Sacramento - 1,072,790
    2. SAINT HELENA - 9,415
    3. Salida - 19,467
    4. Salinas - 163,203
    5. SALMON CREEK - 86
    6. Salton City - 3,763
    7. SALYER - 647
    8. SAMOA - 258
    9. San Andreas - 21,999
    10. San Anselmo - 12,336
    11. San Ardo - 3,778
    12. San Bernardino - 807,147
    13. San Bruno - 41,114
    14. San Buenaventura (Ventura - 111,889
    15. San Carlos - 28,406
    16. San Clemente - 63,522
    17. San Diego - 2,259,481
    18. San Dimas - 33,371
    19. San Fernando - 23,645
    20. San Francisco - 805,235
    21. San Gabriel - 39,718
    22. San Geronimo - 446
    23. SAN GREGORIO - 287
    24. San Jacinto - 44,199
    25. San Joaquin - 4,001
    26. San Jose - 1,661,105
    27. San Juan Bautista - 6,051
    28. San Juan Capistrano - 34,593
    29. San Leandro - 84,950
    30. San Lorenzo - 23,452
    31. San Lucas - 269
    32. San Luis Obispo - 64,447
    33. San Marcos - 83,781
    34. San Marino - 13,147
    35. San Martin - 7,027
    36. San Mateo - 97,207
    37. San Miguel - 3,392
    38. San Pablo - 29,139
    39. San Pedro - 80,777
    40. SAN QUENTIN - 6,439
    41. San Rafael - 57,713
    42. San Ramon - 72,148
    1. SAN SIMEON - 462
    2. San Ysidro - 29,429
    3. Sand City - 334
    4. Sanger - 34,895
    5. Santa Ana - 324,528
    6. Santa Barbara - 184,449
    7. Santa Catalina - 4,090
    8. Santa Clara - 116,468
    9. Santa Clarita - 176,320
    10. Santa Cruz - 154,331
    11. Santa Fe Springs - 16,223
    12. SANTA MARGARITA - 1,259
    13. Santa Maria - 132,726
    14. Santa Monica - 89,736
    15. SANTA NELLA - 1,380
    16. Santa Paula - 32,060
    17. Santa Rosa - 209,745
    18. SANTA ROSA VALLEY - 3,334
    19. SANTA SUSANA - 1,037
    20. Santa Venetia - 4,292
    21. Santa Ynez - 4,418
    22. SANTA YSABEL - 1,141
    23. Santee - 53,413
    24. Saratoga - 29,926
    25. SATICOY - 1,029
    26. SATTLEY - 49
    27. Sausalito - 7,061
    28. SCOTIA - 850
    29. SCOTT BAR - 68
    30. Scotts Valley - 11,580
    31. SEACLIFF - 3,267
    32. Seal Beach - 24,168
    33. Seaside - 33,025
    34. Sebastopol - 27,312
    35. Seeley - 1,739
    36. SEIAD VALLEY - 324
    37. Selma - 30,557
    38. SEQUOIA NATIONAL PARK - 38
    39. SERENE LAKES - 76
    40. Shafter - 21,642
    41. Shandon - 1,295
    42. SHASTA - 1,771
    1. Shasta Lake - 10,164
    2. Shaver Lake - 634
    3. SHEEP RANCH - 1,672
    4. SHELTER COVE - 693
    5. SHERIDAN - 1,238
    6. Sherman Oaks - 52,677
    7. Shingle Springs - 4,432
    8. Shingletown - 2,283
    9. Shoshone - 31
    10. SIERRA ARMY DEPOT - 928
    11. SIERRA CITY - 221
    12. Sierra Madre - 10,917
    13. SIERRAVILLE - 200
    14. Signal Hill - 11,016
    15. SILVER LAKES - 5,623
    16. Silverado - 2,628
    17. Simi Valley - 128,981
    18. SISQUOC - 183
    19. SKY VALLEY - 2,406
    20. Sloughhouse - 6,784
    21. SMARTSVILLE - 177
    22. SMITH RIVER - 866
    23. SNELLING - 1,031
    24. SODA SPRINGS - 81
    25. Solana Beach - 12,867
    26. Soledad - 25,738
    27. Solvang - 5,245
    28. SOMERSET - 2,951
    29. SOMIS - 2,946
    30. Sonoma - 40,608
    31. Sonora - 20,126
    32. Soquel - 9,644
    33. Soulsbyville - 2,215
    34. South Dos Palos - 1,620
    35. South El Monte - 20,116
    36. South Gate - 94,396
    37. South Laguna - 25,186
    38. South Lake Tahoe - 30,728
    39. South Oroville - 5,742
    40. South Pasadena - 25,619
    41. South San Francisco - 63,632
    42. South Whittier - 57,156
    1. SPANISH FLAT - 63,932
    2. SPAULDING - 178
    3. Spreckels - 673
    4. Spring Garden - 16
    5. Spring Valley - 845
    6. Springville - 934
    7. Squaw Valley - 3,162
    8. Stallion Springs - 2,488
    9. STANDISH - 388
    10. Stanford - 13,809
    11. Stanton - 38,186
    12. STEVENSON RANCH - 17,557
    13. STEVINSON - 313
    14. STEWARTS POINT - 27
    15. Stinson Beach - 632
    16. STIRLING CITY - 295
    17. Stockton - 343,203
    18. STONYFORD - 149
    19. Storrie - 4
    20. Stratford - 16,634
    21. Strathmore - 7,837
    22. Strawberry - 5,393
    23. STRAWBERRY VALLEY - 98
    24. STUDIO CITY - 16,978
    25. SUGARLOAF - 1,816
    26. Suisun City - 28,111
    27. SULTANA - 775
    28. Summerland - 1,448
    29. Sun City - 17,773
    30. SUN VALLEY - 46,624
    31. SUN VILLAGE - 11,565
    32. Sunland - 20,372
    33. Sunnyvale - 140,081
    34. Sunol - 913
    35. Sunol-Midtown - 748
    36. Sunset Beach - 971
    37. Surfside - 456
    38. Susanville - 26,758
    39. Sutter - 3,460
    40. Sutter Creek - 2,501
    41. SWALL MEADOWS - 220
    42. Sylmar - 81,970
    1. Taft - 9,327
    2. TAHOE CITY - 3,997
    3. TAHOE PINES - 840
    4. Tahoe Vista - 1,433
    5. TAHOMA - 1,191
    6. Talmage - 1,130
    7. Tara Hills - 5,126
    8. TARZANA - 27,407
    9. Taylorsville - 140
    10. TECATE - 87
    11. Tecopa - 150
    12. TECOPA HOT SPRINGS - 99
    13. Tehachapi - 36,300
    14. Tehama - 418
    15. Temecula - 100,097
    1. Temple City - 35,558
    2. Templeton - 7,674
    3. Terra Bella - 6,628
    4. THE CEDARS - 76
    5. THE SEA RANCH - 1,912
    6. THERMAL - 2,865
    7. Thermalito - 6,646
    8. THORNTON - 13,225
    9. Thousand Oaks - 158,803
    10. Thousand Palms - 7,715
    11. Three Rivers - 2,182
    12. THREE ROCKS - 246
    13. Tiburon - 8,962
    14. Tierra Buena - 4,587
    15. Tipton - 6,446
    1. Tobin - 12
    2. TOLLHOUSE - 2,627
    3. TOLUCA LAKE - 16,978
    4. Tomales - 204
    5. TONYVILLE - 316
    6. Topanga - 8,289
    7. TOPAZ - 50
    8. Torrance - 145,438
    9. Trabuco Canyon - 76,897
    10. Tracy - 106,253
    11. Tranquillity - 799
    12. Traver - 713
    13. TRAVIS AFB - 9,966
    14. Trinidad - 367
    15. TRINITY CENTER - 267
    1. TRONA - 18
    2. TROWBRIDGE - 226
    3. Truckee - 16,180
    4. Tujunga - 27,585
    5. Tulare - 68,347
    6. Tulelake - 1,458
    7. TUOLUMNE - 3,970
    8. Tupman - 161
    9. Turlock - 82,457
    10. Tustin - 75,540
    11. Twain - 82
    12. Twain Harte - 2,226
    13. Twentynine Palms - 25,048
    14. TWENTYNINE PALMS MCB - 14,098
    15. TWIN BRIDGES - 60
    1. Ukiah - 27,163
    1. Union City - 69,516
    1. Upland - 73,732
    1. Upper Lake - 1,052
    1. Vacaville - 100,015
    2. Val Verde - 2,468
    3. VALENCIA - 17,841
    4. Vallecito - 442
    5. Vallejo - 144,838
    6. Valley Center - 23,330
    7. VALLEY FORD - 147
    1. Vandenberg Village - 6,497
    2. Venice - 31,018
    3. VERNALIS - 262
    4. Vernon - 112
    5. Victorville - 115,903
    6. View Park-Windsor Hills - 11,075
    7. Villa Park - 5,812
    1. VINA - 237
    2. VIRGILIA - 65
    3. Visalia - 135,978
    4. Vista - 93,834
    5. VISTA SANTA ROSA - 2,926
    6. VOLCANO - 115
    1. WALKER - 721
    2. Wallace - 403
    3. Walnut - 29,172
    4. Walnut Creek - 64,173
    5. Walnut Grove - 1,542
    6. Walnut Park - 15,966
    7. WARNER SPRINGS - 338
    8. Wasco - 29,808
    9. WASHINGTON - 185
    10. Waterford - 14,800
    11. Watsonville - 77,150
    12. WAUKENA - 108
    13. WAWONA - 169
    14. Weaverville - 7,425
    15. Weed - 7,231
    16. WEIMAR - 29
    1. Weldon - 2,642
    2. WENDEL - 149
    3. WEOTT - 288
    4. West Covina - 106,098
    5. West Hills - 41,426
    6. West Hollywood - 34,399
    7. West Menlo Park - 3,659
    8. West Point - 674
    9. West Sacramento - 48,744
    10. WESTHAVEN - 2,352
    11. Westhaven-Moonstone - 1,205
    12. Westlake Village - 8,270
    13. Westley - 603
    14. Westminster - 89,701
    15. Westmorland - 2,225
    16. Westport - 4,000
    1. Westwood - 2,534
    2. Wheatland - 4,233
    3. WHITETHORN - 737
    4. WHITEWATER - 859
    5. WHITMORE - 824
    6. Whittier - 316,911
    7. Wildomar - 32,176
    8. Williams - 5,123
    9. Willits - 13,120
    10. Willow Creek - 1,710
    11. Willowbrook - 35,983
    12. Willows - 10,524
    13. Wilmington - 53,815
    14. WILSEYVILLE - 415
    15. Wilton - 5,363
    16. Winchester - 2,534
    1. Windsor - 26,801
    2. Winnetka - 45,061
    3. Winterhaven - 394
    4. Winters - 8,106
    5. Winton - 10,613
    6. Wofford Heights - 2,200
    7. Woodacre - 1,348
    8. WOODBRIDGE - 3,984
    9. Woodcrest - 14,347
    10. Woodlake - 7,279
    11. Woodland - 58,695
    12. Woodland Hills - 117,915
    13. Woodside - 5,287
    14. Woodville - 1,740
    15. WOODY - 68
    16. Wrightwood - 4,525
    1. YANKEE HILL - 333
    2. YERMO - 1,191
    3. Yorba Linda - 64,234
    1. Yreka - 11,523
    2. Yuba City - 74,141
    1. Yucaipa - 51,787
    2. Yucca Valley - 20,700
    1. ZENIA - 253