11226 New York Free Bankruptcy Forms for Brooklyn, NY 11226 - New York Eastern District Bankruptcy Court


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NY Bankruptcy InformationBankruptcy Forms for the
New York Eastern District Bankruptcy Court

This page begins with a discussion of forms required, generally, for any bankruptcy.
For forms specific to the the New York Eastern District Bankruptcy Court, click here.

 

Required forms & fees

Each court has its own local rules, but the basic bankruptcy consists of the forms you see listed in the table below, plus any additional forms your local court may require.


Timeliness note: Always check that the date on the form you're using is the date of the form your court currently requires -- or will require in the future, on the date you're planning to file. Each form has a a month and year in the upper right corner.

Sometimes forms are updated and change several times during a year, and other times there may be no changes for a year or more. We make every effort to keep the links on this page up to date, but it's essential that you confirm with your local court that you are using what they consider to be the current version of all forms.


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Basic Forms You Will Need in Any Court

The New York Eastern District Bankruptcy Court has additional local forms and requirements, too. See below.

The information below is based on an uncommonly clear and helpful chart from the Federal Bankruptcy Court of the Western District of Wisconsin. These are the basic requirements for any Chapter 7 bankruptcy.

In both chapter 7 and chapter 13, the following are required to start the bankruptcy (minimum filing requirements):
  1. Voluntary petition (revised 4/10) Must be signed by the debtor(s). Pro se debtors must include a day time phone number with area code.
    Form B1 - Exhibit D to Voluntary Petition - Individual Debtor's Statement of Compliance with Credit Counseling Requirement (new 10/06)

  2. Filing fee, or an application to pay filing fees in installments, or a fee waiver (in forma pauperis). Make all fees payable to: U.S. Bankruptcy Court. Chapter 13's must be paid in full or through the Plan.
    A fee waiver may ONLY be used for a chapter 7 filing. Qualifiying for a fee waiver. Poverty Guidelines.

  3. Creditor Matrix A diskette or CD containing the names and addresses of all creditors is preferred, however, you may submit it in paper form.

  4. Statement of Social Security Number(s) signed by debtor(s). Non-debtor spouse information must be added to this document. Policy on Privacy

  5. Certificate of credit counseling and debt repayment plan if any. Visit the U.S. Trustee's site to find information on credit counseling and debtor education.

  6. Form 19 - Declaration & Signature of Non-Attorney Bankruptcy Petition Preparer (if applicable)

  7. Form B280 - Statement disclosing compensation paid or to be paid to a bankruptcy petition preparer (if applicable)

Where do I file my case?

Privacy Warning

The following schedules and statements must be filed with the voluntary petition, or no later than 14 calendar days after filing the voluntary petition:

More information on the requirements of the Office of the U.S. Trustee

341 notice and deadlines - Notice of bankruptcy case filing, meeting of creditors, & deadlines will be sent to the debtor and all creditors listed on the matrix within 7 to 10 business days. The debtor (both spouses in a joint case) must be present at the meeting to be questioned under oath by the trustee and by the creditors. Pro se debtors should also be familiar with Bankruptcy Code � 521, Rule 4002 of the Federal Rules of Bankruptcy Procedure.

  • Due 7 days before the date set for the Section 341 meeting of creditors: Provide the trustee with a copy of the Federal income tax return (or transcript of return) for the most recent tax year ending before filing. Tax return privacy information
The following statement must be filed with the voluntary petition, or no later than 30 calendar days after filing the voluntary petition:
Due before the discharge is granted:
Other Forms:
Miscellaneous:

Chapter 13 filings require slightly different forms.

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st Local Forms Required by the New York Eastern District Bankruptcy Court

Every local bankruptcy court has one or more additional special forms that you must file when you file the standard set of bankruptcy forms. All courts have special local requirements for the "mailing matrix" of the names and addresses of your creditors. Every court publishes very specific rules about how this list must be formatted so that the court can scan it into its computer system. Check your court's website (New York Eastern District Bankruptcy Court) to find out its mailing matrix requirements, as well as other required forms. Such requirements are typically found in a list of local rules.

If you're lucky, your court may publish a special procedural guide specifically for debtors who are filing without a lawyer. Until recently, most courts, however, did not offer this kind of information on their web sites. That has changed a lot in the past few years and several courts offer very good information.

Local forms for the New York Eastern District Bankruptcy Court and local rules can be obtained by clicking here

Local forms you're likely to need

Each district court has its own preferred format for the mailing matrix -- a list of of creditors that you must supply when you file, formatted in a certain way so that the court can scan it.

Matrix requirements can be found in the local rules or sometimes a separate instruction sheet available on the website.

Your court may also have a local requirements regarding any reaffirmation agreement you make with a creditor. Courts review such agreements closely to make sure the creditor is not ripping you off and that one creditor is not benefiting at the expense of others.

Other Useful Forms

Request for Transcript of Tax Return (IRS 4506-T)

Glossary of Bankruptcy Terminology

The U.S. Federal Bankruptcy Courts website offers a fairly decent, plain-English glossary of bankruptcy terminology, which can be helpful when reading local rules and forms.

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Getting help with forms and filing

Instructions are harder to come by than they used to be. The official U.S. Court website offers no instructions with these forms, other except a link to the congressional committee reports that were written at the time the forms were created. These are not step-by-step instructions, but rather a broad description of the purpose of each form.

Books that provide instructions for filling in official forms

The legal publisher Nolo publishes a comprehensive bankruptcy form instruction book (which I co-author). This book takes you through each form, line by line, explains what the terminology means, and provides examples. It also alerts you to situations that may require more help.

Bankruptcy Software

There are several software products designed for lawyers that will prepare full sets of bankruptcy forms, but these programs assume you already know bankruptcy law and are designed for filing multiple bankruptcies. In short, they're not appropriate for first-time bankruptcy filers.

There are also a few packages purportedly offered for consumers. Proceed with caution. Some of these packages are little more than PDF versions of the forms, which are are available free from the courts themselves.

If you are not a lawyer, the only value of these products would depend on the quality of the instructions they provide. You'll need instructions on how to complete each form, as well as a good understanding of how each form fits into the larger process of filing for bankruptcy.

Bankruptcy Lawyers

See Bankruptcy Lawyers

Bankruptcy Petition Preparers (BPP)

Bankruptcy Petition Preparers (BPPs) are nonlawyers who offer help in filling in the forms. The latest revision of the bankruptcy laws formally recognized these services as legitimate, but also imposed severe restrictions on what they can charge and scope of the services they can perform.

What BPPs Can't Do

Lawyers have jealously guarded their turf when it comes to bankruptcy. Lawyers already lost this battle in the area of tax preparation. Today, non-lawyer tax preparers openly advertise the good advice they can give you in addition to completing your forms. BPPs can do no such thing when it comes to bankruptcy forms.

Under the new bankruptcy law, BPPs must give debtors a form that lists all the things BPPs can't do (form 19B), and all the topics they can't discuss -- basically anything that might be characterized as legal advice. Thus, the sort of tips that tax preparers commonly give to people when preparing their taxes, BPPs can't give when bankruptcy forms. (Some believe this raises profound First Amendment and restraint of trade issues.)

How to File For Chapter 7 Bankruptcy (HFB book) will not give you specific advice, either, but it does discuss important facts to consider in making the kinds of decisions listed the following table:

What BPPs can't do (language of Form B 19) Plain English Where topic is covered in HFB Book.
I am forbidden
to offer you
any legal advice, including advice about any of the following:
   
• whether to file a petition under the Bankruptcy Code (11 U.S.C. § 101 et seq.); Whether you should file for bankruptcy Ch. 1 (free sample chapter)
• whether commencing a case under chapter 7, 11, 12, or 13 is appropriate; What kind of bankruptcy you should file for Ch. 1 (free sample chapter)
• whether your debts will be eliminated or discharged in a case under the Bankruptcy Code; Which debts are non-dischargeable, secured, etc. Ch's. 9, 5
• whether you will be able to retain your home, car, or other property after commencing a case
under the Bankruptcy Code;
Whether you'll lose your house, car, or other property Chs. 3, 4, 5
• concerning the tax consequences of a case brought under the Bankruptcy Code; Tax consequences Not covered
• concerning the dischargeability of tax claims; Whether or not your tax debts will be wiped out Ch. 9
• whether you may or should promise to repay debts to a creditor or enter into a reaffirmation
agreement with a creditor to reaffirm a debt;
Which secured loans are worth hanging onto, versus other options (e.g. surrendering property) Ch. 5
• concerning how to characterize the nature of your interests in property or your debts; or Whether property is exempt
or
into which exemption category a particular item fits
Ch. 3, 4
• concerning bankruptcy procedures and rights.
What happens in bankruptcy; what are your rights Whole book

Free PDF Downloadable Bankruptcy Forms

Official PDF Downloads

The links below connect you to forms provided by the US Court system. All bankruptcy forms available for free as Adobe Acrobat (PDF) forms.

Finding Instructions for the Forms

Official instructions for most of the revised Official Bankruptcy Forms are not available because they are "under revision." It has been many months since these new forms were first published and there's no word on when the instructions will be available. Links to the revised instructions will be posted here as they are available. The only instructional text posted are the committee notes from the congressional committees that wrote the law creating these forms.
 

The basic forms that get things underway.

B 1

Voluntary Petition (04/13)
Exhibit "A" (9/97) | Exhibit "C" (9/01) | Exhibit "D" (12/09) | Instructions | Committee Notes
B 2

Declaration under Penalty of Perjury on Behalf of a Corporation or Partnership
Instructions | Committee Notes

B 3A

Application for Individuals to Pay the Filing Fee in Installments (12/13)
Instructions | Committee Notes

B 3B

Application to Have the Chapter 7 Filing Fee Waived (12/13)
Instructions | Committee Notes

B 4

List of Creditors Holding 20 Largest Unsecured Claims (12/07)
Instructions | Committee Notes

B 5

Involuntary Petition (12/07)
Instructions | Committee Notes

The Schedules:

Where you list
- all your stuff,
- all you owe, and
- whom you owe it to
- how you'd like to handle your secured debts (auto, home, etc.)

B6

Cover Sheet for Schedules (12/07)

B6

Summary (Summary of Schedules) (12/13)

B 6A

Schedule A - Real Property (12/07)
Instructions | Committee Notes (6A-J)

B 6B

Schedule B - Personal Property (12/07)
Instructions

Exemptions

B 6C

Schedule C - Property Claimed as Exempt (4/13)
Instructions

Secured Debts

B 6D

Schedule D - Creditors Holding Secured Claims (12/07)
Instructions

Unsecured Debts

B 6E

Schedule E - Creditors Holding Unsecured Priority Claims (4/13)
Instructions

B 6F

Schedule F - Creditors Holding Unsecured Nonpriority Claims (12/07)
Instructions

Contracts & Leases

B 6G

Schedule G - Executory Contracts and Unexpired Leases (12/07)
Instructions

Codebtors

B 6H

Schedule H - Codebtors (12/07)
Instructions

Your Income & Expenses

B 6I

Schedule I: Your Income (12/13)
Instructions

B 6J

Schedule J: Your Expenses (12/13)
Instructions

B 6

Declaration Concerning Debtor's Schedules (12/07)
Instructions

Your Debts

B 7

Statement of Financial Affairs (04/13)
Instructions
| Committee Notes

How to handle your secured debts

B 8

Chapter 7 Individual Debtor's Statement of Intention (12/08)
Instructions | Committee Notes

B 9A Chapter 7 Individual or Joint Debtor No Asset Case (12/12)
Form | Committee Notes (B9A -- 9I)
B 9B Chapter 7 Corporation/Partnership No Asset Case (12/12)  
Form
B 9C Chapter 7 Individual or Joint Debtor Asset Case (12/12)
Form
B 9D Chapter 7 Corporation/Partnership Asset Case (12/12)  
Form
B 9E Chapter 11 Individual or Joint Debtor Case (12/12)  
Form
B 9E(Alt.) Chapter 11 Individual or Joint Debtor Case (12/12)
Form
B 9F Chapter 11 Corporation/Partnership Case (12/12)
Form
B 9F(Alt.) Chapter 11 Corporation/Partnership Case (12/12)
Form
B 9G Chapter 12 Individual or Joint Debtor Family Farmer (12/12)
Form
B 9H Chapter 12 Corporation/Partnership Family Farmer (12/12)
Form
B 9I Chapter 13 Case (12/12)
Form

Proof of Claim

B 10 Proof Of Claim (04/13)
Instructions | Committee Notes
B 10 A Attachment A (12/11)
Form | Committee Note
B 10 Supp 1 Supplement 1 (12/11)
Form | Committee Note
B 10 Supp 2 Supplement 2 (12/11)
Form | Committee Note
B 11A

General Power of Attorney (06/90)
Instructions
| Committee Notes

B 11B

Special Power of Attorney (06/90)
Instructions | Committee Notes

B 12

Order and Notice for Hearing on Disclosure Statement (12/03)
Instructions | Committee Notes

B 13

Order Approving Disclosure Statement and Fixing Time for Filing Acceptances or Rejections of Plan, Combined with Notice Thereof (12/03)
Instructions
| Committee Notes

B 14

Ballot for Accepting or Rejecting Plan (12/03)
Instructions | Committee Notes

B 15

Order Confirming Plan (12/01)
Instructions | Committee Notes

B 16A

Caption (12/07)
Instructions | Committee Notes

B 16B

Caption (Short Title) (12/94)
Instructions
| Committee Notes

B 16C

[Abrogated] (12/03)
Committee Notes

B 16D

Caption for Use in Adversary Proceeding other than for a Complaint Filed by a Debtor (12/04)
Instructions | Committee Notes

B 17

Notice of Appeal under 28 U.S.C. §158(a) or (b) from a Judgment, Order or Decree of a Bankruptcy Court (12/04)
Instructions | Committee Notes

B 18

Discharge of Debtor (12/07)
Instructions | Committee Notes

B 19

Declaration and Signature of Non-Attorney Bankruptcy Petition Preparer (12/07)
Instructions | Committee Notes

B 20A

Notice of Motion or Objection (12/10)
Instructions | Committee Notes (20A-B)

B 20B

Notice of Objection to Claim (12/03)
Instructions

B 21

Statement of Social Security Number (12/12)
Instructions | Committee Notes

Means Test Forms

Chapter 7 Means Test

B 22A

Statement of Current Monthly Income and Means Test Calculation (Chapter 7)(4/13)
Instructions | Committee Notes (22A-C)

B 22B

Statement of Current Monthly Income (Chapter 11) (12/10)
Instructions

Chapter 13 Means Test

B 22C

Statement of Current Monthly Income and Calculation of Commitment Period and Disposable Income (Chapter 13) (04/13)
Instructions

Debtor Education Completion Form

B 23

Debtor's Certification of Completion of Instructional Course Concerning Financial Management (12/10)
Instructions | Committee Notes

B 24 Certification to Court of Appeals (12/07)
Instructions | Committee Notes

Reaffirmation Agreement & Cover sheet

B 27 Reaffirmation Agreement Cover Sheet (12/13)
Instructions | Committee Note
B 240A/B ALT Reaffirmation Agreement (12/11)
Form
 
B 132 Application for Search of Bankruptcy Records (11/11)
Form

List of Required Forms, etc.

B 200 Required Lists, Statements, Schedules, and Fees (12/13)
Instructions
B 201A Notice to Individual Consumer Debtor (11/12)
Form

Can't find what you're looking for? Additional forms can be found at the official forms page forms provided by the US Court system. All bankruptcy forms available for free as Adobe Acrobat (PDF) forms.

 

Source: USCourts.gov

Help Topics



CloseDoes the court supply instructions with the bankruptcy forms?

Generally, no. Most forms do not come with instructions, and that's a shame. Much of the lingo used on these forms is difficult for non-lawyers to decipher.

Before the enactment of the new law, instructions were provided with most forms. Since the new law was passed, court websites have removed the instructions they used to provide, saying they are "under revision". This is unfortunate as most of the forms have not changed significantly, and the old instructions re more helpful than no instructions at all.

For up to date instructions, you can buy Nolo's book, How to File for Chapter 7 Bankruptcy. You'll not only get instructions for all forms, but also step by step guidance throughout the entire bankruptcy process.

Close

CloseWhat is PDF?

PDF stands for "Portable Document Format" which is a format created by the Adobe company and supported by their free Acrobat Reader. (Other companies also produce software that can create and read PDF files.)

PDF is also the format that lawyers use electronic filing.

See also, Where can I download Acrobat Reader?

Close

CloseWhat are "fillable" PDF forms?

The standard forms provided by most US Bankruptcy Courts are not "fillable" PDFs forms. All you can do is print the blank forms and fill them in by hand with a pen or typewriter. (A what?).

However, in a less obvious place, the US Trustee's Office also publishes fillable PDF versions of the Bankruptcy Forms. These fillable forms allow you to type your answers into the forms. Unfortunately, if you are using the free Acrobat Reader, you cannot save the information you have typed into these fillable forms. (If you own the full version of Adobe Acrobat -- which costs several hundred dollars -- you can save the info you have typed, and return to the form later.)

Fortunately, there are several, free or low-cost software tools for saving fillable PDFs. Some of these low cost products are rather bare-bones, when it comes to interface, but they work. That is, they do provide the option of saving the information you have typed.

Close

CloseWhere can I find fillable bankruptcy PDF forms for free?

Fillable PDF forms allow you to type your answers into the forms.

The standard forms your court links to are not of the fillable variety. However , in a less obvious place, the US Trustee's Office also publishes fillable PDF versions of the Bankruptcy Forms. Unfortunately, if you are using the free Acrobat Reader, you cannot save the information you have typed into these fillable forms. (If you own the full version of Adobe Acrobat -- which costs several hundred dollars -- you can save the info you have typed, and return to the form later.)

However, in a less obvious place, the US Trustee's Office also publishes fillable PDF versions of the Bankruptcy Forms. These fillable forms allow you to type your answers into the forms.

Close

CloseWhere can I download Acrobat Reader?

Most courts inlcude a link for downloading the free Adobe Acrobat reader. You can download it here. (http://www.adobe.com/products/acrobat/readstep2.html)

If you are using fillable PDF forms, you may also want to get a free or low-cost tool for saving what you have typed into your form.

See, Free or low-cost tools for saving fillable PDFs.

Close

CloseWhere can I find free or low-cost tools for saving what I type in fillable PDFs?

All official bankruptcy forms are available PDF forms, and fillable versions of the forms are available.

Unfortunately, the free Adobe Reader does not allow you to save the information you type in to fillable PDF forms. The full commercial version of Adobe Acrobat allows its users to save a PDF and the form field answers will remain entered within the form's fields. Users of the full version of Acrobat can save a form and its answers, close the form, and then return later to complete unanswered or incorrectly answered fields.

Adobe Acrobat ($299) (full program) which can be found at: www.adobe.com/acrofamily/main.htm

The following products let you actually save the data in your PDF file as fields.

PDFill, ($19.95) which can be found at: http://PDFill.com

CutePDF Filler, ($29.95) which can be found at: http://www.acrosoftware.com/Products/CutePDF/Filler.asp

FyTek PDF File Save, (free, recommended) which can be found at: http://www.fytek.com/products.php?pg=pdffilesave
This product allows Acrobat Reader users to save the content of completed forms using a work-around. Read the documentation that comes with this product to learn how to use it.

Other, products let you "print" to a PDF file but do not act as form-fillers:

pdfFactory, ($49.95) which can be found at: http://www.fineprint.com/products/pdffactory/index.html

pdf995, ($19.95) which can be found at: http://www.pdf995.com/

For Mac Users

A helpful LegalConsumer user sent along the following message about form-handling tools available for Mac users. We have not tested all of these options, but have no reason to assume they are inaccurate. As always, feel free email if you spot something that is incorrect.

---------------------------

I couldn't help but notice that the tools listed don't include any options for those of us who are using Macs instead of PC's. Since I recently had to find out this information for myself, I wanted to send a summary in the hopes that you will find it useful and can add this information to your website.

Adobe's products are available for OS X as well as Windows. I believe that the prices are probably similar -- this is the one option I didn't really look into.

Apple's OS X has some good built-in functionality for dealing with pdf files, including the ability to save any printable output to a file in pdf format using an option available from a button on the lower left of the print dialog box. The print dialog box is used whenever the print command is used, from any application on the system, so a filled-in form can be intercepted via the print dialog box and saved to a pdf format file, instead.

There is also software for viewing pdf files, called "Preview". It will allow you to view files, fill in forms if they are set up as fillable versions, but sometimes there are incompatibilities -- for example, some of the currently available fill-in forms have 3 buttons at the bottom for "print" "save" and "clear", which appear to be able to be activated when clicked on, but they don't actually do what the label indicates they are going to do. I assume that when used on a PC, they work, but it could be that these are still works in progress. Preview will allow you to annotate a non-fillable pdf form with text that is overlaid, but it is not particularly easy to use this feature, and there are some good shareware programs available that make this process a whole lot easier to do.

Here is a list of the shareware applications that I looked at and my impressions of them:

PDF Pen and PDF Pen Pro by Smile On My Mac

www.smileonmymac.com

PDF Pen is $49.95 and can be used to fill in pdf forms, save them, print them etc.

PDF Pen Pro is $94.95, and can be used for all the above, plus you can create pdf files, including fill-in forms, that can be used on any platform.

The Pro version probably is unnecessary for most of your readers but it does contain some nice features and it is less costly than Acrobat. Both of these products appear to be very polished, professional and full featured applications. The main reason I personally chose a different product in the end was because I did not feel I could afford even as little as $30 extra for software, even though it was clear that I was going to have to find something to make the process of dealing with the forms a little easier, especially since, when I first started looking into this, the fill-in forms had not yet been made available.

FormMate by White Wolf Software (www.whitewolf.com) is a reasonable option if all you're going to do is fill in the forms, print them and sign them. It costs $20, and is easier to use than the other similar products I looked at. Plus, it will let you save frequently used items -- such as your name, for example -- which has turned out to be useful. In addition to my name, I have saved a text item that inserts an "X", another with "N/A", and so forth. My only complaint is that I don't think that the font size of the text that is inserted can be changed, but the size that is used is reasonable for filling in the documents.

These shareware applications can be downloaded from the author's websites as listed, and activated from the menu within the application. In all cases, a free trial is an option, but the demo product is limited in that it prints a watermark onto any document until a registration key is purchased and entered, so it can't be used except as a demo until it is unlocked with the reg. key.

There are a couple of other shareware packages available also, but they did not end up being particularly memorable, in my opinion, and so I have not included them here.

I hope this info will be useful to you and that you will add it for the many folks who use Macs. I appreciate the effort that has obviously gone into setting up this website. It's a good resource & I'm pleased to see things like this becoming available. There should be more people like you, committed to helping empower people with enough legal knowledge to act on their own behalf.

- CL,
LegalConsumer user

------------------

Thanks for the info for Mac users, and the kind words, CL,
editor,
LegalConsumer.com

Close

CloseHow can I get copies of my filed tax returns?

From the IRS website:

If you need an exact copy of a previously filed and processed return and all attachments (including Form W-2 (PDF)), you must complete Form 4506 (PDF), Request for Copy of Tax Return and mail it to the IRS address in the instructions along with a $39 fee for each tax year requested. Copies are generally available for returns filed in the current and past 6 years.

In cases where an exact copy of the return is not needed, tax return and transcripts may be ordered. The tax return transcript shows most line items contained on the return as it was originally filed, including any accompanying forms and schedules. In most cases, a tax return transcript will meet the requirements for lending institutions for mortgage verification purposes.

The transcript can be ordered by completing a Form 4506-T (PDF) or calling (800) 829-1040 and following the prompts in the recorded message. There is no charge for the transcript and you should receive it in 10 business days from the time the IRS receives your request. Tax return transcripts are generally available for the current and past three years. If you need a statement of your tax account which shows changes that you or the IRS made after the original return was filed, you must request a "Tax Account Transcript". This transcript shows basic data including marital status, type of return filed, adjusted gross income, taxable income, payments and adjustments made on your account. Tax return and account transcripts are generally available for the current and past 3 years.

Form 4506-T (PDF) can also be used to get proof from the IRS that you did not file a tax return for a particular tax year.

Forms can be downloaded at Forms & Pubs or ordered by calling (800) 829-3676.

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Welcome, New York users of Nolo's
How to File for Chapter 7 Bankruptcy

How to File for Chapter 7 Bankruptcy
LegalConsumer.com helps you find local New York information and services to help you file for bankruptcy.

If you don't own the book, you can still use this site and the free Kings County means test calculator.

Don't own a copy?

Learn more...

Albin Renauer, the operator of LegalConsumer.com and the Means Test Calculator, is also a coauthor of Nolo's How to File for Chapter 7 Bankruptcy.

How to File for Chapter 7 Bankruptcy provides clear, user-friendly information and all the forms you need to get through the entire bankruptcy process. The book and the local resources you'll find on LegalConsumer.com are a perfect combination. The book is designed to work with LegalConsumer.com's means test calculator and lists of New York exemption laws, which determine what property you'd get to keep in bankruptcy.

The book covers the entire process, and gives you the line-by-line instructions you need to fill out the required Chapter 7 bankruptcy forms. Meanwhile, this website gives you access to the latest local court information and county standards for the means test calculations that you must do to file a sucessful bankruptcy petition.

But first, use the book to find out whether you qualify for Chapter 7 -- and whether or not it's the best way to deal with your debts. It's important to learn what bankruptcy cannot do. You don't want to go to all the trouble of filing bankruptcy only to find out that the it won't help solve your particular problem or kind of debt. The book clearly explains what doesn't bankruptc yan and cannot do.

If you do decide Chapter 7 bankruptcy is the right option, you'll learn how you can use it to:

  • cancel as much debt as possible
  • stop wage garnishments and attachments
  • keep the maximum amount of property using New York exemption laws
  • deal with secured debts and liens on your property
  • keep your home and car, if possible.

If you think you want to file for bankruptcy but aren't sure you can afford to hire an attorney, How to File for Chapter 7 Bankruptcy will help you learn what it takes to complete your bankruptcy petition on your own and complete the bankruptcy process.

You'll also learn how to rebuild your credit rating after bankruptcy.

Note: How to File for Chapter 7 Bankruptcy doe s not cover business bankruptcies, farm reorganizations (Chapter 12) or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's  Chapter 13 Bankruptcy: Keep Your Property & Repay Debts Over Time.

"Clear instructions on when and how to fill out the necessary forms."
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"Exceptionally clear…"
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Inclluded Forms:

  • Current Monthly Income Worksheet
  • Personal Property Checklist
  • Property Exemption Worksheet
  • Homeowners’ Worksheet
  • Bankruptcy Forms Checklist
  • Bankruptcy Documents Checklist
  • Median Family Income Chart
  • Judicial Lien Worksheet
  • Amendment Cover Sheet
  • Notice of Change of Address
  • Supplemental Schedule for Property Acquired After Bankruptcy Discharge
  • Proof of Service by Mail
  • Pleading Paper 

How to File for Chapter 7 Bankruptcy

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Chapter 13 Bankruptcy:
Keep Your Property & Repay Your Debts Over Time
(11th edition, 2012)

Chapter 13 Bakruptcy Book
Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? Consider Chapter 13 bankruptcy, which can give you an affordable repayment plan -- and let you keep your house, car and other property. Use this plain-English guide to decide whether or not it's right for you.

Nolo's Chapter 13 Bankruptcy breaks down the Chapter 13 process and provides clear explanations of the law. First, you can:

  • consider nonbankruptcy alternatives for solving your debt problems
  • decide which is better for you -- Chapter 7 or Chapter 13
  • determine whether you qualify for Chapter 13 bankruptcy

Then, delve deeper into Chapter 13 and find out:

  • how filing bankruptcy stops creditors instantly (the "automatic stay")
  • how Chapter 13 can help you avoid foreclosure
  • whether you can reduce your car loan balance, or the balance on other secured debts
  • whether you can get rid of second mortgages or home equity debt

If you think Chapter 13 bankruptcy could work for you, you'll be ready to:

  • determine (with the book's forms and step-by-step instructions) whether you have enough income to come up with a repayment plan that the court will approve
  • calculate the amount of your monthly plan payment
  • find and work effectively with an excellent lawyer, and
  • rebuild your credit after bankruptcy.

This newest edition includes information on hiring and working with a lawyer, recent court rulings that interpret the federal bankruptcy laws. You'll also find the latest bankruptcy exemption laws in your state, which determine what copy you can keep, and recent IRS standard expense amounts, which affect Chapter 13 plan payments.

In Paperback and eBook (Adobe Reader)
Pub. Date: May 2012
Edition: 11th
Pages: 496 pp
ISBN: 9781413310696
Forms: 29 forms

List Price: 39.99
Buy now:
Nolo (publisher)

 


Chapter 13 Bankruptcy: Repay Your Debts

Press Reviews

"In Nolo’s usual thorough fashion, here is a guide to an alternative to the typical Chapter 7 Bankruptcy."
Orange County Register
"An excellent book that can guide you through the [Chapter 13] process."
Forbes Magazine
"Chapter 13 Bankruptcy will save you a fortune in attorney fees and confusion."
The Midwest Book Review
"This is the best book going if you choose to file alone or if you want background on the Chapter 13 process."
Attorney Gary Klein,
co-author of Consumer Bankruptcy Law and Practice
"An excellent resource..."
Consumers Digest
"Contains many tear-out forms, federal and state exemptions charts, and the most recent legal documents and instructions on how to fill them out. "
Reference & Research Book News

Buy now: Nolo (publisher)

 

The New Bankruptcy

The New Bankruptcy

Considering bankruptcy? Get the facts and find out how bankruptcy could work for you.

Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy. Get the strategies, clear-cut answers, and information and you need to figure out whether bankruptcy is the right solution for your debt problems. Find out:

  • if you qualify for Chapter 7 bankruptcy
  • how Chapter 13 repayment plans work
  • which debts are wiped out
  • how bankruptcy affects homeowners
  • if you can keep cars and other property
  • how bankruptcy affects credit
  • alternative ways to handle debt problems

The 4th edition includes updated state and federal exemption tables, plus information on recent Supreme Court cases used to interpret 2005 bankruptcy changes. You'll also get worksheets to help you determine whether you can file for bankruptcy, including fully up-to-date exemption charts, helpful checklists, and easy-to-use legal charts for all 50 states.

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details."
-Eric Tyson, Author of Personal Finance For Dummies

"…it's important to know whether [bankruptcy] remains a viable option, and this book will offer both explanations and reassurances…"
-Accounting Today


In Paperback and eBook (Adobe Reader)
Pub. Date: May 2011
Edition: 4th
Pages: 419 pp
ISBN: 9781413313918

Press Reviews

"Authoritative, comprehensive and packed with helpful advice and useful information, including state-specific details."
Eric Tyson, best-selling author of
Personal Finance for Dummies
and Mind Over Money
"With last year's change in the bankruptcy laws creating unprecedented confusion in the field, it's important to know whether it remains a viable option, and this book will offer both explanations and reassurances..."
Accounting Today

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  1. Accord - 562
  2. ACRA - 454
  3. Adams - 5,143
  4. Adams Center - 1,568
  5. Addison - 2,595
  6. ADIRONDACK - 285
  7. Afton - 2,851
  8. Airmont - 8,628
  9. Akron - 2,868
  10. Alabama - 1,869
  11. Albany - 97,856
  12. Albertson - 5,182
  13. Albion - 8,468
  14. Alden - 10,865
  15. ALDER CREEK - 219
  16. Alexander - 2,534
  17. Alexandria - 4,061
  18. Alexandria Bay - 1,078
  19. Alfred - 5,237
  1. ALFRED STATION - 1,241
  2. Allegany - 8,004
  3. Alma - 842
  4. Almond - 1,633
  5. ALPINE - 1,207
  6. ALPLAUS - 431
  7. Altamont - 1,720
  8. Altmar - 407
  9. Altona - 2,887
  10. Amagansett - 1,165
  11. AMAWALK - 843
  12. Amenia - 4,436
  13. Ames - 145
  14. Amherst - 122,366
  15. Amityville - 9,523
  16. Amsterdam - 18,620
  17. Ancram - 1,573
  18. ANCRAMDALE - 830
  1. Andes - 1,301
  2. Andover - 1,830
  3. Angelica - 1,403
  4. Angola - 2,127
  5. Annsville - 3,012
  6. Antwerp - 1,846
  7. Apalachin - 1,131
  8. APPLETON - 1,489
  9. Aquebogue - 2,438
  10. Arcade - 4,205
  11. Ardsley - 4,452
  12. ARDSLEY ON HUDSON - 115
  13. Argyle - 3,782
  14. Arietta - 304
  15. Arkport - 844
  16. ARKVILLE - 892
  17. Arlington - 4,061
  18. Armonk - 4,330
  1. Asharoken - 654
  2. Ashland - 1,695
  3. Ashville - 3,961
  4. Athens - 4,089
  5. ATHOL - 643
  6. ATLANTA - 595
  7. Atlantic Beach - 1,891
  8. Attica - 7,702
  9. Au Sable Forks - 559
  10. Auburn - 27,687
  11. Augusta - 2,020
  12. Aurelius - 2,792
  13. Aurora - 13,782
  14. Austerlitz - 1,654
  15. Ava - 676
  16. Averill Park - 1,693
  17. Avoca - 2,264
  18. Avon - 7,164
  1. Babylon - 213,603
  2. Bainbridge - 3,308
  3. Baiting Hollow - 1,642
  4. Baldwin - 24,033
  5. Baldwin Harbor - 8,102
  6. Baldwinsville - 7,378
  7. Ballston - 9,776
  8. BALLSTON LAKE - 13,320
  9. Ballston Spa - 5,409
  10. Balmville - 3,178
  11. Bangor - 2,224
  12. Bardonia - 4,108
  13. Barker - 2,732
  14. Barneveld - 284
  15. Barnum Island - 2,414
  16. BARRYTOWN - 108
  17. BARRYVILLE - 1,012
  18. Barton - 8,858
  19. BASOM - 1,822
  20. Batavia - 15,465
  21. Bath - 12,379
  22. Baxter Estates - 999
  23. Bay Shore - 26,337
  24. Bayport - 8,896
  25. Bayville - 6,669
  26. BEACH HAMPTON - 1,167
  27. Beacon - 15,541
  28. BEARSVILLE - 464
  29. BEAVER DAMS - 3,932
  30. BEAVER RIVER - 8,435
  1. Bedford - 17,335
  2. BEDFORD HILLS - 3,001
  3. Beekmantown - 5,545
  4. BELFAST - 1,663
  5. Belle Terre - 792
  6. Bellerose - 1,193
  7. Bellerose Terrace - 2,198
  8. Bellmore - 16,218
  9. BELLONA - 62
  10. Bellport - 2,084
  11. Belmont - 969
  12. Bemus Point - 364
  13. Bergen - 3,120
  14. Berkshire - 1,412
  15. Berlin - 1,880
  16. Berne - 2,794
  17. BERNHARDS BAY - 1,380
  18. Bethel - 4,255
  19. Bethlehem - 33,656
  20. Bethpage - 16,429
  21. Big Flats - 7,731
  22. BIG INDIAN - 820
  23. Binghamton - 47,376
  24. Black Creek - 345
  25. Black River - 1,348
  26. Blasdell - 2,553
  27. Blauvelt - 5,689
  28. Bleecker - 533
  29. BLISS - 527
  30. Bloomfield - 1,361
  1. Bridgehampton - 1,756
  2. Bridgeport - 1,490
  3. Bridgewater - 1,522
  4. BRIER HILL - 289
  5. Brighton - 36,609
  6. Brightwaters - 3,103
  7. Broadalbin - 5,260
  8. Brockport - 8,366
  9. Brocton - 1,486
  10. Bronx - 1,385,108
  11. Bronxville - 6,323
  12. Brookfield - 2,545
  13. Brookhaven - 486,040
  14. Brooklyn - 2,504,700
  15. BROOKTONDALE - 2,282
  16. Brookville - 3,465
  17. Brownville - 6,263
  18. Brunswick - 11,941
  19. Brushton - 474
  20. Brutus - 4,464
  21. Buchanan - 2,230
  22. Buffalo - 261,310
  23. Burdett - 340
  24. Burke - 1,465
  25. Burlington - 1,140
  26. BURLINGTON FLATS - 1,397
  27. BURNT HILLS - 13,320
  28. Butternuts - 1,786
  29. Byron - 2,369
  1. CADYVILLE - 2,781
  2. Cairo - 6,670
  3. Calcium - 3,491
  4. Caledonia - 4,255
  5. Callicoon - 3,057
  6. CALLICOON CENTER - 296
  7. Calverton - 6,510
  8. Cambridge - 2,021
  9. Camden - 4,934
  10. Cameron - 945
  11. CAMERON MILLS - 755
  12. Camillus - 24,167
  13. CAMPBELL - 3,406
  14. CAMPBELL HALL - 4,070
  15. Canaan - 1,710
  16. Canajoharie - 3,730
  17. Canandaigua - 10,545
  18. Canaseraga - 550
  19. Canastota - 4,804
  20. Candor - 5,305
  21. Caneadea - 2,542
  22. Canisteo - 3,391
  23. Canton - 10,995
  24. Cape Vincent - 2,777
  25. Carle Place - 4,981
  26. Carlisle - 1,948
  27. Carmel - 34,305
  28. Caroga - 1,205
  29. CAROGA LAKE - 518
  30. Carthage - 3,747
  31. Cassadaga - 634
  32. CASSVILLE - 1,429
  33. Castile - 2,906
  34. CASTLE CREEK - 1,202
  35. CASTLETON ON HUDSON - 8,188
  36. Castleton-on-Hudson - 1,473
  37. Castorland - 351
  38. Cato - 2,537
  39. Catskill - 11,775
  40. Cattaraugus - 1,002
  41. Cayuga - 549
  42. Cayuta - 556
  43. Cazenovia - 7,086
  1. Cedarhurst - 6,592
  2. Celoron - 1,112
  3. Center Moriches - 7,580
  4. Centereach - 31,578
  5. Centerport - 5,508
  6. CENTRAL BRIDGE - 593
  7. Central Islip - 34,450
  8. Central Square - 1,848
  9. Central Valley - 1,857
  10. Centre Island - 410
  11. Ceres - 102
  12. CHADWICKS - 1,506
  13. CHAFFEE - 1,617
  14. Champion - 4,494
  15. Champlain - 5,754
  16. Chappaqua - 1,436
  17. CHARLOTTEVILLE - 265
  18. Charlton - 4,133
  19. CHASE MILLS - 699
  20. Chateaugay - 2,155
  21. Chatham - 4,128
  22. Chaumont - 624
  23. CHAZY - 4,284
  24. Cheektowaga - 88,226
  25. Chemung - 2,563
  26. CHENANGO FORKS - 2,203
  27. Cherry Creek - 1,118
  28. CHERRY GROVE - 15,897
  29. Cherry Valley - 1,223
  30. Chester - 11,981
  31. CHESTERTOWN - 677
  32. Chestnut Ridge - 7,916
  33. CHICHESTER - 87
  34. CHILDWOLD - 58
  35. Chittenango - 5,081
  36. Churchville - 1,961
  37. CHURUBUSCO - 657
  38. Cicero - 31,632
  39. Cincinnatus - 1,056
  40. CIRCLEVILLE - 562
  41. Clare - 105
  42. Clarence - 30,673
  43. Clarence Center - 2,257
  1. Clark Mills - 1,905
  2. Clarkstown - 84,187
  3. Clarksville - 1,161
  4. CLARYVILLE - 260
  5. Claverack - 6,021
  6. Claverack-Red Mills - 913
  7. Clay - 58,206
  8. Clayton - 5,153
  9. Clayville - 350
  10. CLEMONS - 364
  11. Clermont - 1,965
  12. Cleveland - 750
  13. Clifton - 751
  14. Clifton Park - 36,705
  15. Clifton Springs - 2,127
  16. CLIMAX - 812
  17. Clinton - 1,942
  18. CLINTON CORNERS - 2,854
  19. Clintondale - 1,452
  20. Clyde - 2,093
  21. Clymer - 1,698
  22. Cobleskill - 6,625
  23. Cochecton - 1,372
  24. COCHECTON CENTER - 23
  25. Coeymans - 7,418
  26. COEYMANS HOLLOW - 934
  27. Cohocton - 2,561
  28. Cohoes - 16,168
  29. Colchester - 2,077
  30. Cold Brook - 329
  31. Cold Spring - 2,013
  32. Cold Spring Harbor - 5,070
  33. Colden - 3,265
  34. Colesville - 5,232
  35. Collins - 6,601
  36. Colonie - 81,591
  37. COLTON - 1,451
  38. Columbia - 1,580
  39. Columbus - 975
  40. Commack - 36,124
  41. COMSTOCK - 3,219
  42. Conesus - 2,473
  1. CONEWANGO VALLEY - 2,144
  2. Congers - 8,363
  3. Conklin - 5,441
  4. Conquest - 1,819
  5. Constable - 1,566
  6. Constableville - 242
  7. Constantia - 4,973
  8. Cooperstown - 1,852
  9. Copake - 3,615
  10. COPAKE FALLS - 317
  11. Copenhagen - 801
  12. Copiague - 22,993
  13. Coram - 39,113
  14. Corfu - 709
  15. Corinth - 6,531
  16. CORNEIL ESTATES - 190
  17. Corning - 11,183
  18. Cornwall - 12,646
  19. Cornwall on Hudson - 3,058
  20. CORNWALLVILLE - 612
  21. Cortland - 19,204
  22. Cortlandville - 8,509
  23. COSSAYUNA - 190
  24. COTTEKILL - 315
  25. Cove Neck - 286
  26. Coventry - 1,655
  27. Coxsackie - 8,918
  28. Cragsmoor - 449
  29. CRANBERRY LAKE - 200
  30. CRARYVILLE - 1,499
  31. Croghan - 3,093
  32. Crompond - 2,292
  33. CROPSEYVILLE - 1,000
  34. CROSS RIVER - 1,552
  35. CROTON FALLS - 156
  36. Croton On Hudson - 12,810
  37. Crown Point - 2,024
  38. Crugers - 1,534
  39. Cuba - 3,243
  40. CUDDEBACKVILLE - 1,302
  41. Cutchogue - 3,349
  42. Cuyler - 980
  1. DALE - 117
  2. DALTON - 362
  3. Dannemora - 4,898
  4. Dansville - 4,719
  5. DARIEN CENTER - 2,331
  6. Davenport - 2,965
  7. Day - 856
  8. DE KALB JUNCTION - 1,402
  9. De Peyster - 998
  10. DE RUYTER - 1,631
  11. De Witt - 25,838
  12. DEANSBORO - 1,266
  1. Decatur - 353
  2. Deer Park - 27,745
  3. Deerfield - 4,273
  4. Deerpark - 7,901
  5. Deferiet - 294
  6. Delanson - 377
  7. Delevan - 1,089
  8. Delhi - 5,117
  9. Delmar - 8,292
  10. DENVER - 777
  11. Depauville - 577
  12. Depew - 15,303
  1. Deposit - 1,712
  2. DERBY - 6,833
  3. DeRuyter - 1,589
  4. DEWITTVILLE - 1,071
  5. Dexter - 1,052
  6. DIAMOND POINT - 735
  7. Diana - 1,709
  8. Dickinson - 5,278
  9. DICKINSON CENTER - 571
  10. Dix Hills - 26,892
  11. Dobbs Ferry - 10,875
  1. Dolgeville - 2,206
  2. Dover Plains - 1,323
  3. DOWNSVILLE - 617
  4. Dresden - 652
  5. Dryden - 14,435
  6. Duane - 174
  7. Duanesburg - 6,122
  8. Dundee - 1,725
  9. Dunkirk - 12,563
  10. Durham - 2,725
  11. DURHAMVILLE - 584
  1. East Williston - 2,556
  2. EAST WORCESTER - 480
  3. Eastchester - 32,363
  4. Easton - 2,336
  5. Eastport - 1,831
  6. Eaton - 5,255
  7. Eatons Neck - 1,406
  8. Eden - 7,688
  9. Edinburg - 1,214
  10. EDMESTON - 1,826
  11. Edwards - 1,156
  12. EGGERTSVILLE - 15,019
  13. Elba - 2,370
  14. Elbridge - 5,922
  15. ELDRED - 900
  16. ELIZABETHTOWN - 1,163
  17. ELIZAVILLE - 1,976
  18. ELKA PARK - 381
  19. ELLENBURG CENTER - 1,126
  20. ELLENBURG DEPOT - 5,494
  1. Ellenville - 4,135
  2. Ellicottville - 1,598
  3. Ellisburg - 3,474
  4. Elma - 11,317
  5. Elmira - 29,200
  6. Elmira Heights - 4,097
  7. Elmont - 33,198
  8. Elmsford - 4,664
  9. Elwood - 11,177
  10. Endicott - 13,392
  11. Endwell - 11,446
  12. Ephratah - 1,682
  13. ERIEVILLE - 930
  14. ERIN - 1,962
  15. Esopus - 9,041
  16. Esperance - 2,076
  17. Essex - 671
  18. ETNA - 131
  19. Evans Mills - 621
  20. Exeter - 987
  1. Fabius - 1,964
  2. Fair Haven - 745
  3. Fairfield - 1,627
  4. Fairport - 5,353
  5. Falconer - 2,420
  6. Fallsburg - 12,870
  7. Far Rockaway - 56,184
  8. Farmersville - 1,090
  9. FARMERSVILLE STATION - 441
  10. Farmingdale - 8,189
  11. Farmington - 11,825
  12. Farmingville - 15,481
  13. Farnham - 382
  14. Fayetteville - 4,373
  15. FELTS MILLS - 372
  16. Fenner - 1,726
  17. Fenton - 6,674
  18. FERNDALE - 837
  1. FEURA BUSH - 1,854
  2. FILLMORE - 603
  3. FINDLEY LAKE - 289
  4. Fine - 1,512
  5. FINEVIEW - 326
  6. Fire Island - 292
  7. FIRE ISLAND PINES - 15,897
  8. Fishers Island - 236
  9. Fishkill - 22,107
  10. FISHS EDDY - 286
  11. Flanders - 4,472
  12. Fleischmanns - 351
  13. Fleming - 2,636
  14. Floral Park - 15,863
  15. Florence - 1,025
  16. Florida - 2,833
  17. Floyd - 3,819
  1. Flushing - 176,026
  2. FLY CREEK - 868
  3. Fonda - 795
  4. Forestburgh - 819
  5. Forestport - 1,535
  6. Forestville - 697
  7. Fort Ann - 6,190
  8. Fort Covington - 1,676
  9. Fort Drum - 12,955
  10. Fort Edward - 6,371
  11. Fort Johnson - 490
  12. Fort Montgomery - 1,571
  13. Fort Plain - 2,322
  14. Fort Salonga - 10,008
  15. Fowler - 2,202
  16. Frankfort - 7,636
  17. Franklin - 2,411
  1. FRANKLIN SPRINGS - 54
  2. Franklin Square - 29,320
  3. Franklinville - 2,990
  4. Fredonia - 11,230
  5. Freedom - 2,405
  6. FREEHOLD - 1,463
  7. Freeport - 42,860
  8. Freetown - 757
  9. Freeville - 520
  10. Fremont - 1,008
  11. FREMONT CENTER - 152
  12. Frewsburg - 1,906
  13. Friendship - 2,004
  14. FRONTENAC - 5,810
  15. Fulton - 11,896
  16. FULTONHAM - 279
  17. Fultonville - 784
  1. Gainesville - 2,182
  2. Galeville - 4,617
  3. Gallatin - 1,668
  4. Galway - 3,545
  5. GANSEVOORT - 14,204
  6. Garden City - 22,371
  7. Garden City Park - 7,806
  8. Garden City South - 4,024
  9. Gardiner - 5,713
  10. Garnerville - 8,732
  11. GARRATTSVILLE - 232
  12. GARRISON - 4,232
  13. Gasport - 1,248
  14. Geddes - 17,118
  15. Geneseo - 10,483
  16. Geneva - 13,261
  17. Genoa - 1,935
  18. Georgetown - 974
  19. German Flatts - 13,258
  20. Germantown - 1,954
  1. Gerry - 1,905
  2. GETZVILLE - 10,027
  3. Ghent - 5,402
  4. Gilbertsville - 399
  5. Gilboa - 1,307
  6. Glasco - 2,099
  7. GLEN AUBREY - 485
  8. Glen Cove - 26,964
  9. Glen Head - 4,697
  10. Glen Oaks - 14,016
  11. Glen Park - 502
  12. GLEN SPEY - 1,500
  13. GLEN WILD - 320
  14. GLENFIELD - 689
  15. GLENFORD - 404
  16. GLENMONT - 5,719
  17. Glens Falls - 14,700
  18. Glenville - 29,480
  19. GLENWOOD - 785
  1. Glenwood Landing - 3,779
  2. Gloversville - 15,665
  3. GOLDENS BRIDGE - 1,652
  4. Gordon Heights - 4,042
  5. Goshen - 13,687
  6. Gouverneur - 7,085
  7. Gowanda - 2,709
  8. GRAHAMSVILLE - 2,088
  9. Granby - 6,821
  10. GRAND GORGE - 663
  11. Grand Island - 20,374
  12. GRANITE SPRINGS - 1,097
  13. Granville - 6,669
  14. Great Bend - 843
  15. Great Neck - 9,989
  16. Great Neck Estates - 2,761
  17. Great River - 1,489
  18. Great Valley - 1,974
  19. Greece - 96,095
  1. Green Island - 2,620
  2. Greenburgh - 88,400
  3. Greene - 5,604
  4. Greenfield - 7,775
  5. GREENFIELD CENTER - 4,492
  6. GREENFIELD PARK - 261
  7. Greenlawn - 13,742
  8. Greenport - 4,165
  9. Greenvale - 1,094
  10. Greenville - 3,739
  11. Greenville - 3,739
  12. Greenwich - 4,942
  13. Greenwood - 801
  14. Greenwood Lake - 3,154
  15. GRENELL - 5,810
  16. Groton - 5,950
  17. Groveland - 3,249
  18. Guilderland - 35,303
  19. GUILFORD - 2,922
  1. HADLEY - 2,048
  2. Hagaman - 1,292
  3. Hague - 699
  4. Halesite - 2,498
  5. Halfmoon - 21,535
  6. Hamburg - 56,936
  7. Hamden - 1,323
  8. Hamilton - 6,690
  9. HAMLIN - 9,045
  10. Hammond - 1,191
  11. Hammondsport - 661
  12. Hampton - 938
  13. Hampton Bays - 13,603
  14. Hancock - 3,224
  15. HANKINS - 252
  16. HANNACROIX - 504
  17. Hannibal - 4,854
  18. Harbor Hills - 575
  19. Harbor Isle - 1,301
  20. Harpersfield - 1,577
  21. HARPURSVILLE - 3,642
  22. Harrietstown - 5,709
  23. Harriman - 2,424
  24. HARRIS - 132
  25. Harrisburg - 437
  26. Harrison - 27,472
  1. Harrisville - 628
  2. Hartford - 2,269
  3. Hartsdale - 5,293
  4. HARTWICK - 2,110
  5. Hastings - 9,450
  6. Hastings On Hudson - 8,679
  7. Hastings-on-Hudson - 7,849
  8. Hauppauge - 20,882
  9. Haverstraw - 36,634
  10. Hawthorne - 4,586
  11. Head of the Harbor - 1,472
  12. Hebron - 1,853
  13. Hector - 4,940
  14. HEMLOCK - 557
  15. Hempstead - 759,757
  16. HENDERSON - 1,360
  17. Henrietta - 42,581
  18. HENSONVILLE - 107
  19. Herkimer - 10,175
  20. Hermon - 1,108
  21. Herricks - 4,295
  22. Herrings - 90
  23. Heuvelton - 714
  24. Hewlett - 6,819
  25. Hewlett Bay Park - 404
  26. Hewlett Harbor - 1,263
  1. Hewlett Neck - 445
  2. Hicksville - 41,547
  3. High Falls - 627
  4. Highland - 5,647
  5. Highland Falls - 3,900
  6. HIGHLAND LAKE - 303
  7. Highland Mills - 3,468
  8. HILER - 24,094
  9. Hillburn - 951
  10. Hillsdale - 1,927
  11. Hillside - 877
  12. Hilton - 5,886
  13. HIMROD - 909
  14. Hinsdale - 2,168
  15. Hobart - 441
  16. Hoffmeister - 86
  17. HOGANSBURG - 2,558
  18. Holbrook - 27,195
  19. Holland - 3,401
  20. Holland Patent - 458
  21. Holley - 1,811
  22. HOLMES - 3,051
  23. Holtsville - 19,714
  24. Homer - 6,405
  25. HONEOYE - 579
  1. Honeoye Falls - 2,674
  2. Hoosick Falls - 3,501
  3. Hopewell - 3,747
  4. Hopewell Junction - 376
  5. Hopkinton - 1,077
  6. Horicon - 1,389
  7. Hornell - 8,563
  8. Horseheads - 19,485
  9. Houghton - 1,693
  10. Hounsfield - 3,466
  11. HOWES CAVE - 861
  12. HUBBARDSVILLE - 692
  13. Hudson - 6,713
  14. Hudson Falls - 7,281
  15. HUGUENOT - 1,144
  16. HULETTS LANDING - 87
  17. Humphrey - 687
  18. Hunt - 78
  19. Hunter - 2,732
  20. Huntington - 203,264
  21. Huntington Bay - 1,425
  22. Huntington Station - 33,029
  23. Hurley - 6,314
  24. HURLEYVILLE - 1,939
  25. Hyde Park - 21,571
  1. Ilion - 8,053
  2. Indian Lake - 1,352
  3. Inlet - 333
  4. Interlaken - 602
  1. Inwood - 9,792
  2. INWOOD FINANCE - 7,975
  3. IONIA - 223
  4. Irondequoit - 51,692
  1. IRVING - 3,418
  2. Irvington - 6,420
  3. Ischua - 859
  4. Island Park - 4,655
  1. Islandia - 3,335
  2. Islip - 18,689
  3. Islip Terrace - 5,389
  4. Ithaca - 30,014
  1. Jamaica - 216,866
  2. Jamesport - 1,710
  3. Jamestown - 31,146
  4. JAMESVILLE - 8,625
  5. Jasper - 1,424
  6. JAVA CENTER - 428
  1. Jeffersonville - 359
  2. Jericho - 13,567
  3. Jewett - 953
  4. Johnsburg - 2,395
  5. Johnson City - 15,174
  1. JOHNSONVILLE - 2,163
  2. Johnstown - 8,743
  3. Jordan - 1,368
  4. JORDANVILLE - 724
  5. Junius - 1,471
  1. KATONAH - 1,679
  2. KATTSKILL BAY - 269
  3. KAUNEONGA LAKE - 251
  4. Keene - 1,105
  5. KEENE VALLEY - 391
  6. Keeseville - 1,815
  7. Kendall - 2,724
  1. Kenmore - 15,423
  2. KENNEDY - 465
  3. Kensington - 1,161
  4. Kent - 13,507
  5. Kerhonkson - 1,684
  6. KEUKA PARK - 1,137
  1. KIAMESHA LAKE - 387
  2. KILL BUCK - 660
  3. Kinderhook - 8,498
  4. KING FERRY - 1,189
  5. Kings Park - 17,282
  6. Kings Point - 5,005
  1. Kingsbury - 12,671
  2. Kingston - 23,893
  3. Kirkland - 10,315
  4. KIRKVILLE - 5,012
  5. Kirkwood - 5,857
  6. Kortright - 1,675
  1. LAKEMONT - 9
  2. Lakeview - 5,615
  3. LAKEVILLE - 756
  4. Lakewood - 3,002
  5. Lancaster - 41,604
  6. LANESVILLE - 430
  7. Lansing - 11,033
  8. Lapeer - 767
  9. Larchmont - 5,864
  10. Latham - 21,908
  11. Lattingtown - 1,739
  12. Laurel - 1,394
  13. Laurel Hollow - 1,952
  14. Laurens - 2,424
  15. Lawrence - 6,483
  16. LAWTONS - 1,135
  17. Le Ray - 21,782
  18. Le Roy - 7,641
  19. Lebanon - 1,332
  20. Ledyard - 1,886
  21. Lee - 6,486
  22. LEE CENTER - 2,397
  23. Leeds - 377
  1. Leicester - 2,200
  2. Levittown - 51,881
  3. Lewis - 1,382
  4. Lewisboro - 12,411
  5. Lewiston - 16,262
  6. Leyden - 1,785
  7. Liberty - 9,885
  8. Lido Beach - 2,897
  9. Lima - 4,305
  10. Limestone - 389
  11. Lincklaen - 396
  12. Lincolndale - 1,521
  13. Lindenhurst - 27,253
  14. Lindley - 1,967
  15. Lisbon - 4,102
  16. Lisle - 2,751
  17. Little Falls - 4,946
  18. LITTLE GENESEE - 545
  19. Little Valley - 1,740
  20. Liverpool - 2,347
  21. Livingston Manor - 1,221
  22. Livonia - 7,809
  23. Lloyd Harbor - 3,660
  1. LOCH SHELDRAKE - 1,683
  2. Locke - 1,951
  3. Lockport - 21,165
  4. LOCKWOOD - 1,137
  5. Locust Valley - 3,406
  6. Lodi - 1,550
  7. LOEHMANNS PLAZA - 22,387
  8. Long Beach - 33,275
  9. LONG EDDY - 729
  10. Long Island City - 29,715
  11. LONG LAKE - 711
  12. LORRAINE - 1,037
  13. Loudonville - 11,303
  14. LOWMAN - 1,459
  15. Lowville - 4,982
  16. Lynbrook - 19,427
  17. Lyncourt - 4,250
  18. Lyndonville - 838
  19. Lyon Mountain - 423
  20. Lyons - 5,682
  21. Lyons Falls - 566
  22. Lyonsdale - 1,227
  23. Lysander - 21,759
  1. Macedon - 9,148
  2. MACHIAS - 2,375
  3. Macomb - 906
  4. Madison - 3,008
  5. MADRID - 1,735
  6. Mahopac - 8,369
  7. Maine - 5,377
  8. Malden - 413
  9. MALDEN BRIDGE - 242
  10. Malone - 14,545
  11. Malta - 14,765
  12. Malverne - 8,514
  13. Mamaroneck - 29,156
  14. Manchester - 9,395
  15. Manhasset - 8,080
  16. Manhasset Hills - 3,592
  17. Manhattan - 1,585,873
  18. Manheim - 3,334
  19. Manlius - 32,370
  20. Mannsville - 354
  21. Manorhaven - 6,556
  22. Manorville - 14,314
  23. MAPLECREST - 552
  24. Marathon - 1,967
  25. Marcellus - 6,210
  26. Marcy - 8,982
  27. Margaretville - 596
  28. MARIETTA - 2,472
  29. Marilla - 5,327
  30. MARION - 4,746
  31. Marlboro - 3,669
  32. Marlborough - 8,808
  1. MARTVILLE - 1,748
  2. Maryland - 1,897
  3. Masonville - 1,320
  4. Massapequa - 21,685
  5. Massapequa Park - 17,008
  6. MASSAWEPIE - 6,507
  7. Massena - 12,883
  8. Mastic - 15,481
  9. Mastic Beach - 12,930
  10. Matinecock - 810
  11. Mattituck - 4,219
  12. Mattydale - 6,446
  13. Maybrook - 2,958
  14. Mayfield - 6,495
  15. Mayville - 1,711
  16. MC DONOUGH - 1,333
  17. MC GRAW - 2,309
  18. McDonough - 886
  19. McGraw - 1,053
  20. Mechanicville - 5,196
  21. Medford - 24,142
  22. Medina - 6,065
  23. Medusa - 376
  24. MELROSE - 1,806
  25. Melville - 18,985
  26. MEMPHIS - 1,922
  27. Menands - 3,990
  28. Mendon - 9,152
  29. Meredith - 1,529
  30. Meridian - 309
  31. Merrick - 22,097
  32. Mexico - 5,197
  1. MIDDLE GRANVILLE - 445
  2. MIDDLE GROVE - 2,242
  3. Middle Island - 10,483
  4. Middleburgh - 3,746
  5. Middleport - 1,840
  6. Middlesex - 1,495
  7. Middletown - 28,086
  8. Middleville - 512
  9. Milan - 2,370
  10. Milford - 3,044
  11. Mill Neck - 997
  12. Millbrook - 1,452
  13. Miller Place - 12,339
  14. Millerton - 958
  15. Millport - 312
  16. MILLWOOD - 1,224
  17. Milton - 18,575
  18. Milton - 18,575
  19. Minden - 4,297
  20. Mineola - 18,799
  21. Minerva - 809
  22. Minetto - 1,659
  23. MINEVILLE - 1,269
  24. Mineville-Witherbee - 1,747
  25. Minoa - 3,449
  26. MODENA - 1,528
  27. Mohawk - 3,844
  28. Mohegan Lake - 7,647
  29. Moira - 2,934
  30. MONGAUP VALLEY - 342
  31. Monroe - 39,912
  32. Monsey - 18,412
  1. Montague - 78
  2. Montauk - 3,326
  3. Montebello - 4,526
  4. Montgomery - 22,606
  5. Monticello - 6,726
  6. Montour Falls - 1,711
  7. MONTROSE - 2,731
  8. Mooers - 3,592
  9. MOOERS FORKS - 1,467
  10. Moravia - 3,626
  11. Morehouse - 86
  12. Moriah - 4,798
  13. MORIAH CENTER - 171
  14. Moriches - 2,838
  15. Morris - 1,878
  16. Morrisonville - 1,545
  17. Morristown - 1,974
  18. Morrisville - 2,199
  19. Mount Ivy - 6,878
  20. Mount Kisco - 10,877
  21. MOUNT MARION - 653
  22. Mount Morris - 4,465
  23. Mount Sinai - 12,118
  24. MOUNT TREMPER - 1,123
  25. MOUNT UPTON - 1,372
  26. Mount Vernon - 67,292
  27. MOUNT VISION - 1,296
  28. MOUNTAIN DALE - 766
  29. Munnsville - 474
  30. Munsons Corners - 2,728
  31. MURRAY ISLE - 5,810
  32. Muttontown - 3,497
  1. Nanuet - 17,882
  2. Napanoch - 1,174
  3. Naples - 2,502
  4. Narrowsburg - 431
  5. Nassau - 4,789
  6. Natural Bridge - 365
  7. Nedrow - 2,244
  8. Nelliston - 596
  9. Nelson - 1,980
  10. Nelsonville - 628
  11. Nesconset - 13,387
  12. Neversink - 3,557
  13. New Berlin - 2,682
  14. New Cassel - 14,059
  15. New City - 33,559
  16. NEW HAMPTON - 2,967
  17. New Hartford - 22,166
  18. New Hempstead - 5,132
  19. New Hyde Park - 9,712
  20. NEW KINGSTON - 354
  21. New Lebanon - 2,305
  22. New Paltz - 14,003
  1. New Rochelle - 77,062
  2. NEW RUSSIA - 142
  3. New Square - 6,944
  4. New Suffolk - 349
  5. New Windsor - 25,244
  6. NEW WOODSTOCK - 1,209
  7. New York - 8,175,133
  8. New York Mills - 3,327
  9. Newark - 9,145
  10. Newark Valley - 3,946
  11. Newburgh - 28,866
  12. Newcomb - 436
  13. Newfane - 9,666
  14. Newfield - 5,179
  15. Newport - 2,302
  16. Newstead - 8,594
  17. Newtonville - 21,908
  18. Niagara Falls - 50,193
  19. Nichols - 2,525
  20. NICHOLVILLE - 489
  21. Niles - 1,194
  22. NINEVEH - 916
  1. OAK HILL - 376
  2. Oakdale - 7,974
  3. Oakfield - 3,250
  4. OCEAN BAY PARK - 190
  5. Ocean Beach - 79
  6. Oceanside - 32,109
  7. Odessa - 591
  8. Ogdensburg - 11,128
  9. Ohio - 1,002
  10. Olcott - 1,241
  11. Old Bethpage - 5,523
  12. Old Brookville - 2,134
  1. OLD CHATHAM - 875
  2. Old Field - 918
  3. OLD FORGE - 756
  4. Old Westbury - 4,671
  5. Olean - 14,452
  6. Olive - 4,419
  7. OLIVEBRIDGE - 1,781
  8. OLMSTEDVILLE - 502
  9. Oneida - 11,393
  10. Oneida Castle - 625
  11. Oneonta - 13,901
  12. Onondaga Nation - 468
  1. ONTARIO - 10,136
  2. Oppenheim - 1,924
  3. Orangeburg - 4,568
  4. Orchard Park - 29,054
  5. Orient - 743
  6. Oriskany - 1,400
  7. Oriskany Falls - 732
  8. Osceola - 229
  9. Ossining - 37,674
  10. Oswegatchie - 4,397
  11. Oswego - 18,142
  12. Otego - 3,115
  1. Otisco - 2,541
  2. Otisville - 1,068
  3. Otsego - 3,900
  4. Otselic - 1,054
  5. Ovid - 2,311
  6. Owasco - 3,793
  7. Owego - 19,883
  8. OWLS HEAD - 554
  9. OXBOW - 108
  10. Oxford - 3,901
  11. Oyster Bay - 293,214
  12. Oyster Bay Cove - 2,197
  1. PADDY HILL - 1,027
  2. Painted Post - 1,809
  3. Palatine Bridge - 737
  4. Palenville - 1,037
  5. Palermo - 3,664
  6. PALISADES - 1,282
  7. Palmyra - 7,975
  8. Pamelia - 3,160
  9. Panama - 479
  10. PANORAMA - 10,792
  11. PARADOX - 48
  12. Paris - 4,411
  13. Parish - 2,558
  14. PARISHVILLE - 2,153
  15. PARKSVILLE - 1,030
  16. Patchogue - 11,798
  17. Patterson - 12,023
  18. PATTERSONVILLE - 1,544
  19. Pattersonville-Rotterdam Junction - 918
  20. PAUL SMITHS - 671
  21. PAVILION - 2,495
  22. Pawling - 8,463
  23. Pearl River - 15,876
  24. Peconic - 683
  25. Peekskill - 23,583
  26. Pelham - 12,396
  27. Pelham Manor - 5,486
  28. Pembroke - 4,292
  1. Pendleton - 6,397
  2. Penfield - 36,242
  3. Penn Yan - 5,159
  4. PENNELLVILLE - 4,310
  5. Perry - 4,616
  6. Perrysburg - 1,626
  7. Perth - 3,646
  8. Peru - 6,998
  9. PETERSBURG - 3,678
  10. Petersburgh - 1,525
  11. Phelps - 7,072
  12. Philadelphia - 1,947
  13. Philipstown - 9,662
  14. Philmont - 1,379
  15. Phoenicia - 309
  16. Phoenix - 2,382
  17. Piermont - 2,510
  18. Pierrepont - 2,589
  19. PIFFARD - 220
  20. Pike - 1,114
  21. Pine Bush - 1,780
  22. PINE CITY - 4,908
  23. Pine Hill - 275
  24. PINE ISLAND - 1,084
  25. Pine Plains - 2,473
  26. PINE VALLEY - 813
  27. PISECO - 272
  28. Pitcairn - 846
  1. Pitcher - 803
  2. Pittsfield - 1,366
  3. Pittsford - 29,405
  4. Plainedge - 8,817
  5. Plainfield - 915
  6. Plainview - 26,217
  7. Plandome - 1,349
  8. Plattekill - 10,499
  9. Plattsburgh - 19,989
  10. Pleasant Valley - 9,672
  11. Pleasantville - 7,019
  12. PLESSIS - 164
  13. Plymouth - 1,804
  14. Poestenkill - 4,530
  15. Point Lookout - 1,219
  16. Poland - 2,356
  17. Pomona - 3,103
  18. POND EDDY - 272
  19. Poquott - 953
  20. Port Byron - 1,290
  21. Port Chester - 28,967
  22. PORT CRANE - 4,463
  23. Port Dickinson - 1,641
  24. Port Ewen - 3,546
  25. Port Henry - 1,194
  26. Port Jefferson - 7,750
  27. Port Jefferson Station - 7,838
  28. Port Jervis - 8,828
  1. Port Leyden - 672
  2. Port Washington - 15,846
  3. PORTAGEVILLE - 664
  4. PORTER CORNERS - 1,984
  5. Portland - 4,827
  6. PORTLANDVILLE - 170
  7. Portville - 3,730
  8. Potsdam - 16,041
  9. POTTERSVILLE - 424
  10. Poughkeepsie - 32,736
  11. Poughquag - 7,699
  12. Pound Ridge - 5,104
  13. PRATTSBURGH - 2,085
  14. PRATTSVILLE - 700
  15. Preble - 1,393
  16. Preston - 1,044
  17. PRESTON HOLLOW - 783
  18. Preston-Potter Hollow - 366
  19. Princetown - 2,115
  20. PROMISED LAND - 1,167
  21. Prospect - 291
  22. Providence - 1,995
  23. Pulaski - 2,365
  24. Pulteney - 1,285
  25. PURCHASE - 3,454
  26. PURDYS - 661
  27. PUTNAM STATION - 645
  28. Putnam Valley - 11,809
  1. Queensbury - 27,901
  1. Quioque - 800
  1. Quogue - 967
  1. Randolph - 2,602
  2. Ransomville - 1,419
  3. RAQUETTE LAKE - 123
  4. Ravena - 3,268
  5. Red Creek - 532
  6. Red Hook - 11,319
  7. Redfield - 550
  8. Redford - 477
  9. Redwood - 605
  10. Remsen - 1,929
  11. REMSENBURG - 822
  12. Remsenburg-Speonk - 2,642
  13. Rensselaer - 9,392
  14. Rensselaer Falls - 332
  15. Rensselaerville - 1,843
  16. REXFORD - 431
  17. REXVILLE - 651
  1. Rhinebeck - 7,548
  2. Richburg - 450
  3. Richfield - 2,388
  4. Richfield Springs - 1,264
  5. Richford - 1,172
  6. Richland - 5,718
  7. Richmondville - 2,610
  8. Richville - 323
  9. Ridge - 13,336
  10. Rifton - 456
  11. Ripley - 2,415
  12. Riverhead - 33,506
  13. Rochester - 210,565
  14. ROCK CITY FALLS - 596
  15. Rock Hill - 1,742
  16. ROCK STREAM - 747
  17. ROCK TAVERN - 2,089
  1. Rockville Centre - 24,023
  2. Rocky Point - 14,014
  3. RODMAN - 1,176
  4. Roessleville - 10,753
  5. Rome - 33,725
  6. ROMULUS - 4,316
  7. Ronkonkoma - 19,082
  8. Roosevelt - 16,258
  9. Root - 1,715
  10. Roscoe - 541
  11. Roseboom - 711
  12. Rosendale - 6,075
  13. Roslyn - 2,770
  14. Roslyn Estates - 1,251
  15. Roslyn Harbor - 1,051
  16. Roslyn Heights - 6,577
  17. Rossie - 877
  1. Rotterdam - 29,094
  2. ROTTERDAM JUNCTION - 836
  3. Round Lake - 623
  4. ROUND TOP - 736
  5. Rouses Point - 2,209
  6. Roxbury - 2,502
  7. Royalton - 7,660
  8. Rush - 3,478
  9. RUSHFORD - 1,150
  10. Rushville - 677
  11. Russell - 1,856
  12. Russell Gardens - 945
  13. Russia - 2,587
  14. Rutland - 3,060
  15. Rye - 15,720
  16. Rye Brook - 9,347
  1. Sackets Harbor - 1,450
  2. Saddle Rock - 830
  3. Saddle Rock Estates - 466
  4. Sag Harbor - 2,169
  5. Sagaponack - 313
  6. Saint James - 13,338
  7. Saint Johnsville - 4,408
  8. SAINT REGIS FALLS - 1,347
  9. Salamanca - 5,815
  10. Salem - 2,715
  11. Salina - 33,710
  12. Salisbury - 12,093
  13. SALISBURY CENTER - 712
  14. SALISBURY MILLS - 536
  15. SALT POINT - 190
  16. Saltaire - 37
  17. SANBORN - 1,645
  18. Sand Lake - 8,530
  19. Sands Point - 2,675
  20. Sandy Creek - 3,939
  21. Sanford - 2,407
  22. Santa Clara - 345
  23. Saranac - 4,007
  24. Saranac Lake - 5,406
  25. Saratoga Springs - 26,586
  26. Sardinia - 2,775
  27. Saugerties - 19,482
  28. SAUQUOIT - 4,277
  29. SAVANNAH - 1,730
  30. Savona - 827
  31. Sayville - 16,853
  32. Scarsdale - 17,166
  33. Schaghticoke - 7,679
  34. Schenectady - 66,135
  35. SCHENEVUS - 551
  36. SCHODACK LANDING - 923
  37. Schoharie - 3,205
  38. Schroeppel - 8,501
  39. SCHROON LAKE - 833
  40. Schuyler - 3,420
  41. Schuyler Falls - 5,181
  42. Schuylerville - 1,386
  43. SCIO - 1,833
  44. Scipio - 1,713
  1. SCIPIO CENTER - 1,204
  2. Scotchtown - 9,212
  3. Scotia - 7,729
  4. Scott - 1,176
  5. Scotts Corners - 711
  6. SCOTTSBURG - 117
  7. Scottsville - 2,001
  8. Scriba - 6,840
  9. Sea Cliff - 4,995
  10. Seaford - 15,294
  11. SEAVIEW - 190
  12. Selden - 19,851
  13. SELKIRK - 5,779
  14. Sempronius - 895
  15. Seneca Falls - 9,040
  16. Sennett - 3,595
  17. SETAUKET - 20,382
  18. Setauket-East Setauket - 15,477
  19. Seward - 1,763
  20. Shandaken - 3,085
  21. Sharon Springs - 558
  22. SHEDS - 1,209
  23. Shelby - 5,319
  24. Sheldon - 2,409
  25. Shelter Island - 2,392
  26. Shelter Island Heights - 1,048
  27. Shenorock - 1,898
  28. Sherburne - 4,048
  29. Sherman - 1,653
  30. Sherrill - 3,071
  31. Shirley - 27,854
  32. Shokan - 1,183
  33. Shoreham - 531
  34. Shortsville - 1,439
  35. Shrub Oak - 2,011
  36. SHUSHAN - 808
  37. Sidney - 5,774
  38. SIDNEY CENTER - 1,666
  39. SILVER BAY - 176
  40. Silver Creek - 2,656
  41. Silver Springs - 782
  42. Sinclairville - 588
  43. Skaneateles - 7,209
  1. SPEONK - 692
  2. SPRAKERS - 1,501
  3. Spring Valley - 31,347
  4. SPRINGFIELD CENTER - 459
  5. Springport - 2,367
  6. Springville - 4,296
  7. Springwater - 2,439
  8. Staatsburg - 377
  9. Stafford - 2,459
  10. Stamford - 2,267
  11. STANFORDVILLE - 2,231
  12. STANLEY - 2,875
  13. Star Lake - 809
  14. Staten Island - 468,730
  15. STEAMBURG - 412
  16. STELLA NIAGARA - 11,121
  17. Stephentown - 2,903
  18. Sterling - 3,040
  19. Steuben - 1,100
  20. Stewart Manor - 1,896
  21. Stillwater - 8,287
  22. STITTVILLE - 807
  23. Stockbridge - 2,103
  24. Stockton - 2,248
  25. Stone Ridge - 1,173
  26. Stony Brook - 13,740
  27. Stony Creek - 767
  28. Stony Point - 15,059
  29. STORMVILLE - 4,550
  30. Stottville - 1,375
  31. Stratford - 610
  32. STRYKERSVILLE - 647
  33. Stuyvesant - 2,027
  34. Suffern - 10,723
  35. Sullivan - 15,339
  36. Summerhill - 1,217
  37. Summit - 1,148
  38. SURPRISE - 175
  39. SWAIN - 309
  40. SWAN LAKE - 2,169
  41. Sylvan Beach - 897
  42. Syosset - 18,829
  43. Syracuse - 145,170
  1. TABERG - 3,466
  2. TACONIC LAKE - 3,678
  3. Taghkanic - 1,310
  4. Tannersville - 539
  5. Tappan - 6,613
  6. Tarrytown - 11,277
  7. Taylor - 523
  8. Terryville - 11,849
  9. Theresa - 2,905
  10. Thiells - 5,032
  1. Thomaston - 2,617
  2. THOMPSON RIDGE - 57
  3. THOMPSONVILLE - 59
  4. Thornwood - 3,759
  5. THREE MILE BAY - 227
  6. Throop - 1,990
  7. Thurman - 1,219
  8. TICONDEROGA - 5,042
  9. Tillson - 1,586
  10. Tivoli - 1,118
  1. TOMKINS COVE - 1,739
  2. Tompkins - 1,247
  3. Tonawanda - 15,130
  4. Tonawanda - 15,130
  5. TREADWELL - 342
  6. Triangle - 2,946
  7. Tribes Hill - 1,003
  8. Troupsburg - 1,291
  9. Troy - 50,129
  10. Trumansburg - 1,797
  1. Truxton - 1,133
  2. Tuckahoe - 1,373
  3. Tuckahoe - 1,373
  4. Tully - 2,738
  5. Tupper Lake - 5,971
  6. Turin - 761
  7. TUSCARORA - 1,473
  8. Tuxedo - 3,624
  9. Tuxedo Park - 623
  10. Tyre - 981
  1. Vails Gate - 3,369
  2. Valatie - 1,819
  3. Valhalla - 3,162
  4. Valley Cottage - 9,107
  5. Valley Falls - 466
  6. Valley Stream - 37,511
  1. Van Buren - 13,185
  2. Van Etten - 1,557
  3. VAN HORNESVILLE - 7
  4. VARYSBURG - 1,646
  5. Venice - 1,368
  6. VERBANK - 956
  1. VERMONTVILLE - 853
  2. Vernon - 5,408
  3. VERNON CENTER - 1,398
  4. VERONA - 6,293
  5. Verplanck - 1,729
  6. Vestal - 28,043
  1. VETERANS ADMINISTRATION - 12,536
  2. Victor - 14,275
  3. Vienna - 5,440
  4. Virgil - 2,401
  5. Volney - 5,926
  6. Voorheesville - 2,789
  1. WACCABUC - 445
  2. Waddington - 2,266
  3. Wading River - 7,719
  4. WADSWORTH - 190
  5. Wainscott - 650
  6. Walden - 6,978
  7. Walker Valley - 853
  8. Wallkill - 27,426
  9. Walton - 5,576
  10. Walworth - 9,449
  11. Wampsville - 543
  12. Wantagh - 18,871
  13. Wappinger - 27,048
  14. Wappingers Falls - 5,522
  15. WARNERS - 1,759
  16. WARNERVILLE - 684
  17. Warren - 1,143
  18. Warrensburg - 4,094
  19. Warsaw - 5,064
  20. Warwick - 32,065
  21. Washingtonville - 5,899
  22. WASSAIC - 1,214
  23. WATER MILL - 1,559
  24. Waterford - 8,423
  25. Waterloo - 7,642
  26. Watermill - 1,724
  27. WATERPORT - 1,119
  28. Watertown - 27,023
  29. Waterville - 1,583
  30. Watervliet - 10,254
  31. Watkins Glen - 1,859
  32. Watson - 1,881
  33. Waverly - 4,444
  1. Wawarsing - 13,157
  2. Wayland - 4,102
  3. Webster - 42,641
  4. Weedsport - 1,815
  5. Wells - 674
  6. WELLS BRIDGE - 213
  7. Wellsburg - 580
  8. Wellsville - 7,397
  9. Wesley Hills - 5,628
  10. West Babylon - 43,213
  11. West Bay Shore - 4,648
  12. West Bloomfield - 2,466
  13. West Carthage - 2,012
  14. WEST CHAZY - 529
  15. WEST EDMESTON - 945
  16. West End - 1,940
  17. WEST FALLS - 2,633
  18. WEST FULTON - 215
  19. West Glens Falls - 7,071
  20. West Harrison - 11,250
  21. West Haverstraw - 10,165
  22. West Hempstead - 18,862
  23. WEST HENRIETTA - 6,197
  24. West Hills - 5,592
  25. West Hurley - 1,939
  26. West Islip - 28,335
  27. WEST KILL - 281
  28. WEST LEYDEN - 763
  29. West Monroe - 4,252
  30. West Nyack - 3,439
  31. WEST ONEONTA - 652
  32. WEST PARK - 547
  33. West Point - 6,763
  1. West Sand Lake - 2,660
  2. West Sayville - 5,011
  3. West Seneca - 44,711
  4. WEST SHOKAN - 714
  5. West Turin - 1,524
  6. WEST VALLEY - 518
  7. West Winfield - 826
  8. WESTBROOKVILLE - 186
  9. Westbrookvlle - 186
  10. Westbury - 15,146
  11. WESTDALE - 160
  12. Westerlo - 3,361
  13. WESTERNVILLE - 832
  14. Westfield - 4,896
  15. Westhampton - 3,079
  16. Westhampton Beach - 1,721
  17. Westmere - 7,284
  18. WESTMORELAND - 6,138
  19. Weston Mills - 1,472
  20. WESTPORT - 1,312
  21. WESTTOWN - 3,648
  22. Westvale - 4,963
  23. Westville - 1,819
  24. WEVERTOWN - 84
  25. Wheatfield - 18,117
  26. Wheatland - 4,775
  27. Wheatley Heights - 5,130
  28. White Creek - 3,356
  29. WHITE LAKE - 665
  30. White Plains - 56,853
  31. WHITE SULPHUR SPRINGS - 223
  32. Whitehall - 4,042
  33. Whitesboro - 3,772
  1. Whitestown - 18,667
  2. WHITESVILLE - 890
  3. Whitney Point - 964
  4. Willet - 1,043
  5. WILLIAMSON - 6,984
  6. Williamstown - 1,277
  7. Williamsville - 5,300
  8. Williston Park - 7,287
  9. WILLOW - 189
  10. WILLSBORO - 2,025
  11. WILLSEYVILLE - 1,085
  12. Wilna - 6,427
  13. Wilson - 5,993
  14. Wilton - 16,173
  15. Windham - 1,703
  16. Windsor - 6,274
  17. Winfield - 2,086
  18. WINGDALE - 3,618
  19. WINTHROP - 510
  20. Wolcott - 4,453
  21. WOODBOURNE - 2,935
  22. Woodbury - 11,353
  23. Woodhull - 1,719
  24. Woodmere - 17,121
  25. Woodridge - 847
  26. Woodsburgh - 778
  27. Woodstock - 5,884
  28. WORCESTER - 2,220
  29. Worth - 231
  30. Wurtsboro - 1,246
  31. Wyandanch - 11,647
  32. Wynantskill - 3,276
  33. Wyoming - 434
  1. Yaphank - 5,945
  2. Yonkers - 195,976
  3. Yorkshire - 3,913
  1. Yorktown - 36,081
  2. Yorktown Heights - 1,781
  1. Yorkville - 2,689
  2. Youngstown - 1,935
  1. YOUNGSVILLE - 448
  2. YULAN - 295